PayPal is now worth less than eBay.For the first time since the companies split in 2015, the former subsidiary has a smaller market value than its old parent. Read more: https://t.co/DDdYRc6G02 (Photo: Sean Gallup via Getty Images) https://t.co/pUuyPu2lMb ...

I last wrote about ( PYPL ) after Alex Chriss was appointed CEO. Two years later, the stock is down 40%, and a new CEO has been put in charge.James Foord is an economist by trade and has been analyzing global markets for the past decade. He leads the investing group The Pragmatic Investor where the focus is on building robust and truly diversified portfolios that will continually preserve and increase wealth. The Pragmatic Investor covers global macro, international equities, commodities, tech and cryptocur ...

Core Viewpoint - PayPal's shares dropped nearly 20% following disappointing Q4 earnings and guidance indicating ongoing weakness through 2026 [1] Financial Performance - PayPal's stock is trading over 30% below its year-to-date high [2] - The company's branded payment solutions experienced a total volume growth deceleration to just 1% in Q4 [6] Market Position and Competition - PayPal is losing market share to competitors such as Wise, Revolut, Stripe, Adyen, and Payoneer, with its bottom line expected to remain flat this year compared to a consensus growth expectation of about 8% [5] - The company is viewed as a potential value trap, with a forward earnings multiple of about 9x, but faces significant structural challenges [5][8] Management Changes - PayPal announced the appointment of Enrique Lores as the new CEO, effective March 1, indicating a reset after the previous CEO's strategy failed to gain traction [7] - The transition suggests another challenging year for shareholders, with hopes for recovery pushed to 2027 [7] Analyst Sentiment - Prior to the earnings report, Wall Street firms rated PayPal a "Hold" with a mean target of $72, but downward revisions to estimates are expected following the disappointing results [10]

Core Viewpoint - PayPal Holdings, Inc. shares fell over 18% intraday following fourth-quarter earnings and revenue that did not meet analyst expectations, despite slightly better-than-expected guidance for fiscal 2026 [1] Financial Performance - PayPal reported adjusted earnings per share of $1.23, which was below the consensus estimate of $1.29 [3] - Revenue for the quarter was $8.68 billion, missing expectations of $8.79 billion, although it represented a 4% year-over-year increase [3] - Total payment volume rose 9% to $475.1 billion, or 6% on a currency-neutral basis [3] Future Guidance - For fiscal 2026, PayPal projected earnings per share of $5.75, slightly above the consensus estimate of $5.73 [3] - The company cautioned that first-quarter 2026 earnings would decline by a mid-single-digit percentage [3] Leadership Transition - PayPal announced a significant leadership change, appointing Enrique Lores as President and Chief Executive Officer effective March 1, 2026, succeeding Alex Chriss [2] - Jamie Miller, the Chief Financial and Operating Officer, will serve as Interim CEO until the transition is completed [2] User Metrics - Active accounts increased by 1.1% to 439 million [4] - Transactions per active account over the trailing 12 months declined by 5% to 57.7, but excluding payment service provider transactions, transactions per account increased by 5% [4]

LOS ANGELES--(BUSINESS WIRE)--The Law Offices of Frank R. Cruz announces an investigation of PayPal Holdings, Inc. ("PayPal†or the "Company†) (NASDAQ: PYPL) on behalf of investors concerning the Company's possible violations of federal securities laws. IF YOU ARE AN INVESTOR WHO LOST MONEY ON PAYPAL HOLDINGS, INC. (PYPL), CLICK HERE TO INQUIRE ABOUT POTENTIALLY PURSUING A CLAIM TO RECOVER YOUR LOSS. What Is The Investigation About? On February 3, 2026, PayPal announced a surprise leadership ch. ...

Market Analysis by covering: PayPal Holdings Inc. Read 's Market Analysis on Investing.com ...

Enrique Lores will be the new chief executive officer of digital payments processor PayPal Holdings Inc., and David Dorman its new board chairman, PayPal announced on Tuesday. File Photo by Andrew Gombert/EPA Feb. 3 (UPI) -- Enrique Lores will be the new chief executive officer of PayPal Holdings Inc., and David Dorman is the digital payment processor's new independent board chairman, the company announced Tuesday. Lores previously was the tech firm's chairman and served on the independent board for five ye ...

To follow me click the "Follow" button! (Easy right?) Hi there, thanks for coming to my profile page! My name is Kumquat Research (but you can call me Jeremy) and I've been writing for Seeking Alpha on and off for going on ten years now, beginning with my inaugural published piece during my first year of college. I have a double degree in finance and computer science, have passed all three levels of the CFA exam, and currently work in fintech as a data engineer. Finding the time to write becomes more diffic ...

Core Insights - PayPal Holdings, Inc. reported disappointing financial results, with earnings per share (EPS) of $1.23, missing the estimated $1.29, and revenue of $8.68 billion, below the expected $8.79 billion [2][6] - The company is undergoing a leadership change, with Enrique Lores from HP set to become the new CEO, tasked with addressing a slowdown in key performance metrics [3][6] - PayPal's profit forecast for 2026 is also below analysts' expectations, attributed to weaker retail spending in the U.S. and slower growth in its branded checkout segment [4] Financial Metrics - PayPal has a price-to-earnings (P/E) ratio of approximately 10.3 and a price-to-sales ratio of about 1.49, indicating its valuation in the market [5][6] - The company's debt-to-equity ratio stands at around 0.56, reflecting a moderate level of debt relative to its equity [5][6]

Core Insights - PayPal Holdings reported Q4 2025 non-GAAP EPS of $1.23, missing the Zacks Consensus Estimate of $1.29, but showing a 3.4% year-over-year increase [1][9] - Following the earnings report, PayPal shares fell approximately 18% on the NYSE due to lower-than-expected revenue growth and a decline in payment transactions per active account [2][9] Revenue Performance - Net revenues reached $8.68 billion, a 3.7% year-over-year increase, but fell short of the Zacks Consensus Estimate of $8.77 billion [3] - Total Payment Volume (TPV) was $475.14 billion, up 8.5% year-over-year, while transaction margin dollars grew 2.5% to $4.03 billion [4] - Transaction revenues accounted for $7.82 billion (90.1% of net revenues), increasing 3% year-over-year, while Value Added Services revenues rose 10.2% to $857 million [5] Active Accounts and Transactions - Total active accounts increased by 1.2% year-over-year to 439 million, with total payment transactions reaching 6.75 billion, a 2% increase [6] - However, payment transactions per active account decreased by 4.8% to 57.7 [6][9] Operating Expenses and Margins - Operating expenses for Q4 were $7.17 billion, up 3.5% year-over-year, with a transaction expense rate of 0.89% [7] - The transaction margin shrank by 50 basis points to 46.5% [7] Financial Position - As of December 31, 2025, cash, cash equivalents, and investments totaled $14.8 billion, an increase from $14.4 billion as of September 30, 2025 [8] - Long-term debt stood at $10 billion [8] Future Guidance - For Q1 2026, PayPal anticipates a mid-single-digit decline in non-GAAP EPS and a slight decline in transaction margin dollars [11] - For the full year 2026, non-GAAP EPS is expected to range from a low-single-digit decline to slight growth, with adjusted free cash flow projected to exceed $6 billion [11][12]