Core Viewpoint - PayPal's stock plummeted over 17% in pre-market trading, indicating a potential new low for the stock price, following disappointing Q4 earnings results and the appointment of a new CEO [1] Financial Performance - PayPal reported Q4 revenue of $8.68 billion, a 4% year-over-year increase, which fell short of the expected $8.801 billion [1] - Adjusted earnings per share were $1.23, reflecting a 3% year-over-year growth, but also below the anticipated $1.28 [1] Management Changes - Enrique Lores from HP has been appointed as the new CEO of PayPal [1] Market Challenges - The CFO indicated that the performance results did not meet expectations, highlighting pressure on the retail merchant portfolio, particularly among low and middle-income consumer groups [1] - The company needs to implement more strategies to attract key merchants, especially during high-volume shopping periods [1]

Core Insights - PayPal has appointed Enrique Lores as its new CEO and President, replacing Alex Chriss, due to the company's performance not meeting the Board's expectations amid market trends [1][3] - The appointment follows a disappointing fourth-quarter report where PayPal's revenue and profit fell short of expectations, attributed to decreased consumer spending and a challenging economic environment [3] - Lores, previously the President and CEO of HP, emphasized the need for accountability in delivering quarterly results alongside product innovation [4] Company Performance - PayPal reported lower-than-expected revenue and profit for the fourth quarter, surprising investors who anticipated growth [3] - The company has forecasted a decline in its full-year profit, which has negatively impacted its stock, leading to a 17.9% drop in premarket trading [3] Industry Context - The payments industry is undergoing rapid changes driven by new technologies, evolving regulations, and increased competition, with AI playing a significant role in reshaping commerce [5] - Lores expressed a commitment to leading PayPal in accelerating innovation and shaping the future of digital payments and commerce [5]

Core Viewpoint - PayPal is undergoing a leadership change with the appointment of Enrique Lores as CEO and President, following disappointing financial results and a need for improved execution in line with market expectations [2][4]. Group 1: Leadership Change - Enrique Lores, previously the chair of PayPal's board, will replace Alex Chriss as CEO and President [2]. - Jamie Miller, the current CFO and COO, will serve as interim CEO until Lores officially joins [3]. Group 2: Financial Performance - PayPal reported lower-than-expected revenue and profit for the fourth quarter, attributed to decreased consumer spending amid a cost of living crisis and a softening labor market [4]. - The company has forecasted a decline in full-year profit, which surprised investors who anticipated growth [4]. - Following the announcement, PayPal's shares fell approximately 17.9% in premarket trading [4]. Group 3: Strategic Focus - Lores emphasized the importance of product innovation and accountability in delivering quarterly results as part of his leadership approach [5]. - He acknowledged the rapid changes in the payments industry driven by new technologies, evolving regulations, and increased competition, expressing a commitment to lead PayPal in accelerating innovation in digital payments [6].

PayPal (NasdaqGS:PYPL) Q4 2025 Earnings call February 03, 2026 08:00 AM ET Company ParticipantsAndrew Schmidt - Managing Director and Head of FinTech ResearchDarrin Peller - Managing DirectorJamie Miller - Executive VP and CFOSteve Winoker - Chief Investor Relations OfficerTien-Tsin Huang - Managing DirectorConference Call ParticipantsDan Dolev - Senior Analyst of FinTech Equity ResearchHarshita Rawat - Senior Research AnalystJason Kupferberg - Senior Equity Research AnalystRamsey El-Assal - Managing Direct ...

PayPal (NasdaqGS:PYPL) Q4 2025 Earnings call February 03, 2026 08:00 AM ET Company ParticipantsJamie Miller - Executive VP and CFOSteve Winoker - Chief Investor Relations OfficerConference Call ParticipantsDan Dolev - Senior Analyst of FinTech Equity ResearchJason Kupferberg - Senior Equity Research AnalystOperatorGood morning, and welcome to PayPal's fourth quarter and full year 2025 earnings conference call. My name is Sarah, and I will be your conference operator today. As a reminder, this conference is ...

PayPal (NasdaqGS:PYPL) Q4 2025 Earnings call February 03, 2026 08:00 AM ET Speaker1Good morning, and welcome to PayPal's fourth quarter and full year 2025 earnings conference call. My name is Sarah, and I will be your conference operator today. As a reminder, this conference is being recorded. I would now like to turn the program over to your host for today's conference, Steve Winoker, PayPal's Chief Investor Relations Officer. Please go ahead.Speaker2Thanks, Sarah. Welcome to PayPal's fourth quarter and fu ...

Stock Market Today: Dow Steady As Palantir Surges On Earnings; PayPal Plunges (Live) | Investor's Business DailyBREAKING: [Tech Futures Lead Gains As Teradyne, Palantir Surge]---Futures for the Dow Jones Industrial Average and other major stock indexes were mixed Tuesday, as Wall Street digested a number of earnings reports. Two early earnings movers on the stock market today were Palantir Technologies (PLTR), which surged higher, and PayPal (PYPL), which plunged more than 15%. On Tuesday, Dow Jones futures ...

每经AI快讯，2月3日，PayPal股价延续跌势，盘前最新下跌16.7%。 （文章来源：每日经济新闻） ...

每经AI快讯，2月3日，PayPal股价延续跌势，盘前跌超17%。 （文章来源：每日经济新闻） ...

For context, this is the WORST drop that $PYPL @PayPal has seen in FOUR YEARS. Not surprising that CEO is being replaced...BSCN (@BSCNews):🚨BREAKING: PAYPAL $PYPL SHARES COLLAPSE AS NEW CEO NAMEDShares in @PayPal have tumbled as much as 16% as the company announces it missed profit targets for Q4 2025 and...... appoints Enrique Lores as new CEO of the company.Lores has served on the PayPal Board for nearly https://t.co/yBaNxdAOkh ...