Core Viewpoint - PayPal Holdings, Inc. (NASDAQ:PYPL) is facing increased competition and slower growth, leading to downgrades from analysts and a reduced price target [1][3]. Group 1: Analyst Downgrades - Rothschild Redburn analyst Dominic Ball downgraded PayPal from Neutral to Sell, lowering the price target from $70 to $50 due to the competitive advantage of traditional card networks [1]. - Morgan Stanley also reduced its price target on PayPal to $50 from $51 while maintaining an Underweight rating, citing slower growth in the branded checkout segment [3]. Group 2: Competitive Landscape - The marginal consumer is increasingly opting for alternative payment methods, with competitors like Apple Pay, Google Pay, Shopify's Shop Pay, and Stripe's Link gaining users from PayPal [2]. - Traditional card networks are perceived to have stronger pricing power and demand for cyber and risk services in the evolving e-commerce landscape [2]. Group 3: Checkout Integration Challenges - PayPal's progress in upgrading checkout integrations has been slow, with only 25% of merchants transitioning to the new checkout experience in about 15 months, and only half of those using the most optimized integration [4].

Group 1 - PayPal has appointed former HP Chief Executive Enriques Lores as its new leader [1] - The decision comes after the board expressed concerns that "the pace of change and execution was not in line with expectations" [1]

Core Viewpoint - PayPal has announced that Enrique Lores will become the new CEO on March 1, replacing Alex Chriss, as part of a leadership transition following the release of its fourth quarter earnings report [1][5]. Group 1: Leadership Transition - Enrique Lores, currently the CEO of HP, will take over as CEO of PayPal, marking a significant shift in leadership [1][4]. - Alex Chriss has been leading PayPal since September 27, 2023, after being appointed by former chairman John Donahoe [5][6]. Group 2: Strategic Focus - Lores aims to improve execution and progress on existing initiatives, emphasizing the need to enhance performance in branded checkout, which is central to PayPal's business [2][3]. - He highlighted the importance of maintaining momentum in areas like Venmo and buy now, pay later services [3]. Group 3: Market Reaction - Following the announcement of the new CEO and the earnings report, PayPal's shares fell over 15% in premarket trading [3]. Group 4: Previous Leadership Experience - Lores has a long history with HP, having joined as an engineering intern in 1989 and later leading the company through significant challenges, including a $35 billion hostile takeover bid from Xerox [4]. - Chriss previously worked at Intuit for 19 years, where he played a key role in major acquisitions and leadership restructuring [6]. Group 5: Partnerships and Initiatives - Under Chriss, PayPal established partnerships, including enabling payments through Amazon's Buy with Prime feature and becoming a processor for Shopify Payments [6].

🚨BREAKING: PAYPAL $PYPL SHARES COLLAPSE AS NEW CEO NAMEDShares in @PayPal have tumbled as much as 16% as the company announces it missed profit targets for Q4 2025 and...... appoints Enrique Lores as new CEO of the company.Lores has served on the PayPal Board for nearly five years and as Board Chair since July 2024. ...

Core Viewpoint - HP CEO Enrique Lores will take over as the next chief executive of PayPal, succeeding Alex Chriss [1] Company Summary - Enrique Lores, currently the CEO of HP, is set to lead PayPal as its new chief executive [1]

Group 1 - PayPal announced the appointment of Enrique Lores as President and CEO, effective March 1 [1] - The announcement was made on a Tuesday [1] - The news was reported by journalist Li Zhaofu [1]

PAYPAL股价盘前重挫16%，因第四季度利润低于预期且任命新CEO。 ...

Group 1 - PayPal (PYPL.US) reported fourth-quarter profits that fell short of expectations, leading to a pre-market decline of 16% in U.S. stocks [1]

Core Viewpoint - PayPal's stock has declined following disappointing earnings and the announcement of a CEO change, indicating challenges in meeting investor expectations and the need for a leadership shift [1] Earnings Results - PayPal reported a significant slowdown in a key performance metric, which is closely monitored by investors [1] - The company missed expectations with its first-quarter profit guidance, contributing to the stock's decline [1] Leadership Change - Enrique Lores, a veteran from HP, will take over as PayPal's CEO on March 1, succeeding Alex Chriss [1] - The company acknowledged that while some progress has been made over the past two years, the pace of change and execution did not meet the board's expectations [1]

PayPal Reports Fourth Quarter and Full Year 2025 Results Diversified, profitable growth in '25; Investing to strengthen foundation and accelerate growth initiatives SAN JOSE, Calif., (February 3, 2026) – PayPal Holdings, Inc. (NASDAQ: PYPL) today reported results for the fourth quarter and full year ending December 31, 2025. "In 2025, PayPal delivered solid performance across multiple areas of the business. We grew revenue, transaction margin dollars, and earnings per share, underscoring the strength of our ...