With the market near all-time highs, you might be thinking that all businesses are benefiting from the bullish sentiment. But this just isn't true.Look at PayPal (PYPL 0.87%). As of this writing, its shares are 81% below their all-time high from July 2021. The company has a new chief executive officer who's trying to right the ship and hopefully reward investors in the process.But before you buy this fintech stock on the dip, here are three things you must know about PayPal.Peeking at the financialsYou woul ...

PayPal (PYPL 0.87%) has been a frustrating investment over the years. It has only gained about 60% since it split from eBay in 2015. That's a meager 5.6% annual return. It has significantly underperformed the S&P 500, which is up nearly 150% (11.1% annualized). What makes that underperformance worse is that at its peak in 2021, PayPal stock had surged more than 600%, only to lose nearly all its gain over the last two years. That prior surge suggests that PayPal could have lots of upside potential if it can ...

PayPal (PYPL 0.87%) and Block (SQ 4.56%) are two of the most popular fintech stocks today. Both have market caps of about $50 billion to $60 billion. Both have strong histories of growth. And both have plenty of growth potential.One stock, however, is a much better buy today.PayPal bets $5 billion on itselfPayPal the company does not need much introduction. Spun off from parent company eBay in 2015, the company has amassed more than 400 million global users. From e-commerce transactions to paying back frien ...

To say PayPal's (PYPL 0.87%) stock has struggled over the past three years is a bit of an understatement. Heading into 2024, the stock saw negative returns the past three years, and it was down nearly -75% during that period. Looking to spark interest in the stock, new CEO Alex Chriss stated during a CNBC interview that PayPal would "shock the world" at an Innovation event it was holding in late January. The event didn't exactly leave investors in awe, however, as the event focused on PayPal's Artificial In ...

Justin Sullivan Introduction I wanted to revisit PayPal (NASDAQ:PYPL) after it reported its full-year results and see how the company progressed throughout the year and what is still in store that would help the company turn itself around. I believe the company is a good buy at these prices, as the company seems to be trading at its fair valuation and the dip on the day of the results presents an opportunity to accumulate more shares and wait for what I believe is an inevitable stock price appreciation ...

Tap to Pay on iPhone is now live for all Venmo business profile and PayPal Zettle users in the U.S.  SAN JOSE, Calif., March 7, 2024 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced that Tap to Pay on iPhone is now available for all Venmo business profile and PayPal Zettle users in the U.S., enabling them to accept contactless card and digital wallet payments directly on their iPhones with no additional cost or hardware. This is the latest development in PayPal's ongoing efforts to help ...

Amy brings a wealth of experience in leading communications in the financial services industry and deep expertise in reputation management SAN JOSE, Calif., March 6, 2024 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced that Amy Bonitatibus has been named Chief Corporate Affairs and Communications Officer, effective May 28, 2024. Bonitatibus will report to Diego Scotti, Executive Vice President, Consumer Group & Global Marketing and Communications. Bonitatibus will be responsible for lea ...

In this podcast, Motley Fool analyst David Meier and host Deidre Woollard discuss:The reason behind Palo Alto Network's lowered outlook.Where the next big cybersecurity threats could come from.fuboTV's attempt to sport a sports streaming superpower.Motley Fool contributor Matt Frankel and host Ricky Mulvey look at Meta Platforms' rebound and if PayPal could be next for a glow-up.To catch full episodes of all The Motley Fool's free podcasts, check out our podcast center. To get started investing, check out o ...

Justin Sullivan/Getty Images News I rate PayPal (NASDAQ:PYPL) as a hold, as I believe the management was not clear about the future guidance of the company in the last call for the Q4 2023 results. It's clear that CEO Alex Chriss is making several changes and innovations in order to construct new avenues of growth, but meanwhile, he might need to invest more money in those endeavors as the company faces fierce competition from other players who are investing heavily as well to offer the best products at low ...

PayPal Holdings, Inc. Conference Call Summary Company Overview - **Company**: PayPal Holdings, Inc. (NASDAQ: PYPL) - **Event**: Morgan Stanley Technology, Media & Telecom Conference - **Date**: March 4, 2024 - **Participants**: - Alex Chriss - President & CEO - James Faucette - Morgan Stanley Senior Research Analyst Key Points Company and Industry Context - PayPal operates in the fintech industry, managing a complex web of direct-to-consumer and merchant relationships, with over 400 million consumers and 30 million merchants globally [2][4] Leadership Insights - Alex Chriss has a 19-year background in serving small businesses and consumers at Intuit, which equips him to navigate the complexities of PayPal's operations [3][4] - The CEO emphasizes the importance of understanding customer needs and the intersection of consumer and business services [3][4] Observations and Challenges - Chriss noted the passion of PayPal's teams and merchants, with many merchants stating they would not be in business without PayPal [7] - Key challenges identified include clarifying PayPal's value proposition for both consumers and merchants and focusing on profitable growth [8] Organizational Changes - Significant changes have been made to the leadership team, focusing on product-oriented and operational expertise [11] - A strategic focus has been established to streamline efforts, with a reduction from 300 product items to critical areas for innovation [12][13] Branded Checkout Experience - Improving the branded checkout experience is a top priority, with a focus on reducing friction and enhancing conversion rates [14][16] - PayPal aims to regain its competitive edge in mobile checkout and create a differentiated value proposition through rewards and privacy [17][18] Rewards Program Strategy - The rewards program is being restructured to be more targeted and data-driven, leveraging consumer profiles to enhance merchant advertising effectiveness [22][23] - The goal is to shift from generic rewards to hyper-targeted offers that drive consumer behavior and merchant ROI [22][24] Competitive Positioning - PayPal's branded checkout is healthy and growing, but there are opportunities to enhance the experience and expand availability both online and offline [30][31] - The company is focusing on converting guest checkout users to branded users, with Fastlane technology improving conversion rates significantly [32][33] Braintree and Unbranded Growth - Braintree has been growing faster than PayPal's other products, and there is potential for margin expansion through pricing strategies and product improvements [41][42] - The focus is on profitable revenue growth, with a commitment to improving transaction margin dollar growth [53][54] Market Environment and Future Outlook - The macroeconomic environment is expected to remain stable, with consumer and merchant resilience observed in early 2024 [57] - PayPal's credit strategy, including Buy Now, Pay Later (BNPL) offerings, is viewed as a component of the overall portfolio rather than a standalone focus [60][61] Execution and Growth Strategy - The leadership team is focused on execution and velocity, ensuring continuous improvement across all areas of the business [63] - The emphasis is on delivering thoughtful and profitable growth, with a clear understanding of the necessary actions moving forward [63] Additional Insights - Venmo is recognized as a valuable asset with significant potential for monetization, particularly among younger consumers [48][50] - The company is exploring ways to enhance Venmo's functionality and expand its acceptance in various payment scenarios [49][50] This summary encapsulates the key insights and strategic directions discussed during the conference call, highlighting PayPal's focus on enhancing its value proposition, improving user experiences, and driving profitable growth in a competitive fintech landscape.