Financial Performance - In 2024, CITIC Bank achieved total operating revenue of RMB 213.65 billion, an increase of 3.76% compared to the previous year[3] - The total profit for 2024 was RMB 80.86 billion, reflecting a growth of 7.98% year-on-year[3] - Net profit attributable to shareholders reached RMB 68.58 billion, marking a 2.33% increase from the previous year[3] - Basic earnings per share were RMB 1.22, a decrease of 3.94% compared to the previous year[3] - The weighted average return on equity was 9.79%, down 1.01 percentage points from the previous year[3] Asset and Equity - The bank's total assets at the end of 2024 amounted to RMB 9,530.32 billion, up 5.28% from the beginning of the year[3] - The equity attributable to ordinary shareholders rose to RMB 684.25 billion, a growth of 13.61% from the previous year[3] Loan Quality - The non-performing loan ratio was 1.16%, a decrease of 0.02 percentage points compared to the end of the previous year[6] - The provision coverage ratio improved to 209.43%, an increase of 1.84 percentage points year-on-year[6] Capital Raising - The bank issued RMB 400 billion of perpetual bonds in 2024, with interest payments totaling RMB 3.36 billion[5]
中信银行(601998) - 2024 Q4 - 年度业绩