BOB(601169)2014-10-30 16:00Financial Performance - Net profit attributable to shareholders was RMB 12,592 million, representing a growth of 14.33% year-on-year[6] - Operating income for the first nine months was RMB 27,800 million, up 19.97% from the same period last year[6] - The company achieved a total profit of RMB 16.1 billion for the first three quarters, representing a year-on-year growth of 16%[17] - The net profit attributable to shareholders of the parent company was RMB 12.6 billion, a year-on-year increase of 14%[17] - The company’s diluted earnings per share increased by 14.42% to RMB 1.19[6] - Basic earnings per share improved to CNY 1.19, compared to CNY 1.04 in the same period last year, marking a growth of 14.4%[32] Asset and Liability Management - Total assets reached RMB 1,490,653 million, an increase of 11.51% compared to the end of the previous year[6] - Total liabilities increased to CNY 1,398,571 million from CNY 1,258,458 million, reflecting a growth of 11.1%[25] - The company reported a significant increase in other liabilities, which rose by 230.36% to RMB 14,744 million[11] - The total deposits amounted to RMB 906.6 billion, up RMB 72.1 billion, or 9% year-to-date[17] - The total loans reached RMB 668.7 billion, increasing by RMB 83.8 billion, or 14% from the beginning of the year[17] Cash Flow Analysis - Net cash flow from operating activities increased by 49.72% to RMB 34,240 million compared to the previous year[6] - Net cash flow from operating activities increased to CNY 34,240 million, up from CNY 22,869 million year-on-year, representing a growth of 49.5%[38] - Total cash inflow from investment activities reached CNY 208,947 million, significantly higher than CNY 74,286 million in the previous year, marking an increase of 181.5%[39] - Net cash flow from financing activities was CNY 4,969 million, a decrease of 71.5% compared to CNY 17,414 million in the same period last year[39] - The net increase in cash and cash equivalents was CNY 12,776 million, down from CNY 33,173 million year-on-year, indicating a decline of 61.5%[39] Income Sources - Interest income rose to RMB 54,512 million, a 30.95% increase year-on-year due to higher yielding assets[11] - Net interest income rose to CNY 22,871 million, an increase of 17.5% compared to CNY 19,535 million last year[32] - The non-interest net income was RMB 4.9 billion, a year-on-year increase of 36%, accounting for 18% of total operating income, up 2 percentage points year-on-year[18] Risk Management - The non-performing loan balance was RMB 5.1 billion, with a non-performing loan ratio of 0.76% and a provision coverage ratio of 336.57%[21] - The cost-to-income ratio remained low at 23%, demonstrating excellent cost control capabilities[20] Shareholder Information - The number of shareholders totaled 202,441, with the top ten shareholders holding a combined 58.12% of shares[9] Investment Performance - The bank's investment income was CNY 268 million, slightly down from CNY 299 million year-on-year[32] - Other comprehensive income totaled CNY 2,728 million, compared to a loss of CNY 1,283 million in the previous year[32]