affirm) Second Fiscal Quarter 2025 Shareholder Letter a · 1234 (0) Pay over time Pay in full a Purchasing power ( 1,200PlanapurchaseExciting01,200 Plan a purchase Exciting 0% APR deals for the golfer in your life > Fellow Affirm Shareholders, We exceeded the outlook established in our previous letter on all financial metrics in FQ2'25: Gross Merchandise Volume Revenue Less Transaction Revenue ("GMV") Costs ("RLTC")1 Adjusted Operating Income® Operating Income Net Income As a percentage of Revenue As a percentage of Revenue +12 pp 1,200PlanapurchaseExciting02 ...