Financial Performance - 2024 AEBITDA increased by 33% to 104million,withquarterlyrevenueof262 million, exceeding forecasts[1] - Adjusted EBITDA for Q4 was 32.2million,representinga12116 million and 126million,anincreaseof11261.5 million, compared to 134.4millioninQ42023[37]−OperatingincomeforQ42024was17.9 million, a significant improvement from an operating loss of 0.2millioninQ42023[37]−FortheyearendedDecember31,2024,thenetlosswas41,704,000, a significant improvement from a net loss of 122,404,000in2023[41]−NetincomeforQ42024was7,506,000, a significant improvement from a net loss of 57,978,000inQ32024[52]−AdjustednetincomeforQ42024increasedto15,813,000, compared to 10,882,000inQ32024,reflectinga45549 million, growing 120% year-over-year, while segment profit increased by 54% to 159million[2]−Consumersegmentrevenuegrewby12985 million and 1,025million,representingagrowthof9107 million in cash and has 50millionundrawnonitsApollotermloan[26]−Thecompanyaimstoreduceoutstandingdebtasaprimaryuseofexcesscash,improvingcapitalstructureefficiencyovertime[27]MarketingandOperationalEfficiency−Variablemarketingmarginincreasedto86.7 million, a 33% margin, up 43% from the prior year[12] - Selling and marketing expenses for Q4 2024 totaled 185,858,000,upfrom83,168,000 in Q4 2023[43] - The variable marketing margin for Q4 2024 was 86,748,000,representing3317.5 trillion in equity, a 2.5% increase from the previous year[20] - Variable Marketing Margin for full-year 2025 is expected to be in the range of 319millionto336 million, indicating a growth of 5% to 10% over last year[32] - Forward-looking statements indicate potential risks including adverse market conditions and competition, which could impact future performance[69]