江苏银行(600919) - 2021 Q3 - 季度财报

Financial Performance - The company's operating revenue for Q3 2021 was CNY 16,056,697, representing a year-on-year increase of 28.78%[4] - Net profit attributable to shareholders for Q3 2021 was CNY 5,405,032, reflecting a 41.85% increase compared to the same period last year[5] - The net profit attributable to shareholders after deducting non-recurring gains and losses was CNY 5,288,235, up 42.07% year-on-year[5] - The total profit for Q3 2021 increased by 53.08% compared to the same period last year[7] - Net profit for the first three quarters of 2021 reached CNY 16,115,356, a 29.5% increase compared to CNY 12,454,027 in the same period of 2020[26] - The net income attributable to shareholders was CNY 15,603,604, which is a 30.1% increase from CNY 11,956,011 in the previous year[26] Assets and Liabilities - The total assets at the end of the reporting period reached CNY 2,582,610,901, an increase of 10.47% from the end of the previous year[5] - Total liabilities increased to CNY 2,388,695,086, compared to CNY 2,155,813,641 at the end of 2020, marking a growth of approximately 10.8%[24] - Total assets increased to CNY 2,582,610,901 as of September 30, 2021, up from CNY 2,337,892,914 at the end of 2020, representing a growth of approximately 10.5%[23] - Total deposits reached RMB 1,475,140,038 thousand, an increase from RMB 1,306,233,634 thousand year-over-year[12] - Total loans amounted to RMB 1,376,930,267 thousand, up from RMB 1,201,609,429 thousand in the previous year[13] Shareholder Information - The company’s total equity attributable to shareholders was CNY 189,180,130, a 6.26% increase from the previous year[5] - The company’s equity attributable to shareholders reached CNY 189,180,130, up from CNY 178,037,739, indicating a growth of about 6.4%[24] - The number of ordinary shareholders at the end of the reporting period was 161,197[8] Profitability Ratios - The weighted average return on equity for Q3 2021 was 15.07%, an increase of 2 percentage points compared to the same period last year[5] - The basic earnings per share for Q3 2021 was CNY 0.37, a 12.12% increase year-on-year[5] - The company reported a basic earnings per share of CNY 1.01, slightly down from CNY 1.04 in the same period last year[27] Cash Flow - The company reported a net cash flow from operating activities of CNY 82,313,247, which is a significant increase of 488.18% year-on-year[5] - Net cash flow from operating activities for the first three quarters of 2021 was CNY 82,313,247 thousand, a significant increase from CNY 13,994,666 thousand in the same period of 2020, representing a growth of 487.5%[29] - Cash inflow from investment activities was CNY 690,097,814 thousand, while cash outflow was CNY 719,455,347 thousand, resulting in a net cash flow of -CNY 29,357,533 thousand for the investment activities[29] - Cash inflow from financing activities was CNY 190,649,400 thousand, while cash outflow was CNY 248,317,139 thousand, resulting in a net cash flow of -CNY 57,667,739 thousand for financing activities[30] Risk and Capital Ratios - The non-performing loan ratio improved to 1.12% from 1.32% year-over-year[21] - The liquidity coverage ratio stood at 220.04%, indicating strong liquidity position[18] - Core Tier 1 capital adequacy ratio increased to 8.75% from 8.57% year-over-year[16] - The company reported a cost-to-income ratio of 20.46%, down from 23.46% in the previous year[21] - The company’s total risk-weighted assets increased to RMB 1,733,760,106 thousand from RMB 1,651,606,393 thousand[16] Credit and Investment - The company’s credit impairment losses were CNY 16,281,542, an increase from CNY 15,188,270 in the previous year, indicating a rise in credit risk[26] - Interest income from loans and advances increased to CNY 74,917,086 thousand, up from CNY 64,067,672 thousand in the previous year, showing a growth of 15.5%[29] Future Outlook - The company plans to continue expanding its market presence and investing in new technologies to enhance operational efficiency and customer service[29]