UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____ to ____ Commission file number 001-37386 FTAI AVIATION LTD. (Exact name of registrant as specified in its charter) | Cayman Islands | | | 98-1420784 | | --- | --- | --- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____ to ____ Commission file number 001-37386 FTAI AVIATION LTD. (Exact name of registrant as specified in its charter) | Cayman Islands | | | 98-1420784 | | --- | --- | --- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to _______ Commission File Number 1-4858 INTERNATIONAL FLAVORS & FRAGRANCES INC. (Exact name of registrant as specified in its charter) 521 West 57th Street, New York ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____________ to ____________ Commission File Number: 001-15373 ENTERPRISE FINANCIAL SERVICES CORP (Exact name of registrant as specified in its charter) (State or ...

Expansion and Growth - The company expanded its presence in Arizona and Kansas City through the acquisition of 12 former First Interstate Bank branches, adding $292.0 million in loans and $609.5 million in deposits as of December 31, 2025[30]. - The company has a disciplined approach to growth through acquisitions, which has significantly contributed to its expansion[30]. - The company aims to generate attractive stockholder returns by providing comprehensive financial services primarily to privately-held businesses and their owner families[21]. - The company maintains a focus on client relationship-driven growth, seeking to add clients that fit its target market[23]. Financial Performance and Metrics - The efficiency ratio, which measures noninterest expense divided by total revenue, is a key metric for the company's expense management strategy[29]. - The company emphasizes maintaining asset quality through ongoing reviews of loans in each market and specialized lending niche[28]. - The company focuses on specialized lending niches, including SBA 7(a) loans, life insurance premium finance, and sponsor finance, to differentiate itself in the market[24]. - The company offers a broad range of treasury management products and services, generating fee income from various business clients[26]. Regulatory Compliance and Oversight - The Company has over $10 billion in assets and is subject to examination by the CFPB[34]. - The Company must maintain a minimum Common Equity Tier 1 (CET1) capital ratio of 7.0% under Basel III Capital Rules[58]. - The prompt corrective action categories require a total risk-based capital ratio of at least 10.0% to be considered well-capitalized[57]. - The Company is required to file periodic reports of its operations to remain a financial holding company[40]. - The Federal Reserve mandates that financial holding companies may only pay cash dividends from income available over the past year[48]. - The Company may engage in stock repurchases but must consult with the Federal Reserve under certain conditions[47]. - The Dodd-Frank Act has made extensive changes in the regulation of financial institutions, impacting the Company's operations[39]. - The Company is subject to extensive federal and state regulatory oversight, including capital adequacy and loss reserves[53]. - The Company must submit a capital restoration plan if it becomes undercapitalized, with specific guarantees required from the holding company[59]. - The regulatory framework is designed primarily for the protection of depositors and the banking system, rather than stockholders[37]. - As of December 31, 2025, all of the Bank's capital ratios qualified it to be "well-capitalized" for regulatory purposes[61]. - The FDIC finalized a rule in November 2023 imposing special assessments at an annual rate of approximately 13.4 basis points to recover losses to the Deposit Insurance Fund, starting January 1, 2024[63]. - The Bank is subject to various consumer protection laws, including the Dodd-Frank Act, which mandates compliance with federal consumer financial laws[64]. - The Bank's payment of dividends is restricted under Missouri law and federal regulations, particularly if it is deemed "undercapitalized"[70]. - The CFPB has broad rule-making authority that may significantly impact consumer mortgage lending and servicing, particularly with new regulations on mortgage origination standards[65]. - The Bank's compliance with the Community Reinvestment Act (CRA) is crucial, as a "satisfactory" rating is required to avoid restrictions on new activities and acquisitions[72]. - The USA PATRIOT Act requires the establishment of an anti-money laundering program and imposes due diligence requirements for certain banking accounts[76]. - The Bank's consumer-oriented activities are subject to state and local consumer protection laws, which impose additional obligations on marketing and servicing[67]. - The Bank's lending operations may face enhanced scrutiny due to its concentration of commercial real estate (CRE) loans, particularly if total CRE loans exceed 300% of the institution's total capital[77]. Employee and Workplace Culture - As of December 31, 2025, the company employed 1,370 regular full-time and 48 part-time associates, with additional seasonal and temporary associates as needed[82]. - Approximately 68% of associates are eligible for the Short Term Incentive Plan (STIP), which aligns compensation with performance[85]. - The minimum wage for associates is set at $17 per hour, with 99% of associates earning above this minimum[86]. - The company has been recognized as one of the "Best Banks to Work for" by American Banker magazine for eight consecutive years, ranking sixth among similar financial institutions in 2025[88]. - The company is committed to providing a competitive total compensation package, regularly comparing it with peer companies and market data[84]. - The company emphasizes a culture of accountability and collaboration, which is essential for meeting stockholder commitments and achieving performance standards[81]. - The company has established succession plans to ensure the continuation of essential roles and operations[83]. - The company conducts associate surveys to understand their needs and has made changes based on feedback, such as adopting a volunteer time-off policy[88]. - The company offers a wide array of benefits, including 401(k), paid time off, and wellness programs that provide financial rewards for healthy habits[87]. - The company focuses on creating an inclusive environment through various development programs and a Belonging & Inclusion Council[90]. - The Company is committed to providing a safe and healthy workplace, adhering to local, state, and federal safety regulations[91]. - The Business Continuity Plan is a key component in maintaining the health and safety of associates and clients[92].

Financial Performance and Position - TMTG ended 2025 with approximately $2,473.2 million in cash and equivalents, and $947.1 million in debt, excluding lease liabilities[59]. - TMTG raised approximately $2.44 billion through a private placement offering, including $1.44 billion from common stock sales and $1 billion from convertible senior secured notes due 2028[77]. - Digital World maintains cash and cash equivalents primarily with large financial institutions, minimizing credit risk[669]. - The company is exposed to market risks, including interest rates and foreign currency exchange rates, which could negatively impact revenue growth and profitability[666]. - Digital World does not engage in speculative investments and has not used derivative financial instruments to manage interest rate risk exposure[668]. - The company aims to preserve principal while maximizing income from investments, which may be subject to market risk fluctuations[670]. Product Development and Features - Truth Social was generally made available in Q1 2022, with the iOS app launched in April 2022 and the Android app in October 2022[62]. - TMTG introduced direct messaging in 2022 and launched a "Groups" feature in May 2023, with international availability announced in June 2023[63]. - A major update in September 2025 introduced premium features for subscribers, including editing and scheduling capabilities, along with a new rewards system[64]. - TMTG completed the R&D phase of its live TV streaming platform, Truth+, on April 16, 2024, and began scaling its content delivery network[67]. - Truth+ streaming was rolled out in three phases, with full availability on Android, iOS, and Web by August 7, 2024[68]. - Standalone Truth+ apps were released for various devices by October 21, 2024, and connected TV apps became available by March 19, 2025[70]. - Truth+ mobile and streaming applications were launched in Canada and Mexico on April 9, 2025, with global streaming successfully launched by July 7, 2025[71]. - The company is actively enhancing its Truth+ platform with new on-demand content and live news streams to increase user engagement[72]. Strategic Initiatives and Acquisitions - TMTG plans to acquire approximately 19% of the total Cronos market cap, valued at $1 billion, as part of its digital asset treasury strategy[81]. - TMTG is developing Truth.Fi, a financial services brand targeting conservative investors, to complement its existing platforms[73]. - TMTG agreed to acquire substantially all assets of WorldConnect Technologies for a purchase price of $17,500,000, payable in four installments[104]. - TMTG issued up to 5,100,000 shares of common stock as consideration for the asset acquisition, with 2,600,000 shares issued on the Closing Date[103]. - TMTG's strategy includes pursuing strategic acquisitions and partnerships to expand its influence in the America First Economy[93]. Legal and Regulatory Matters - Digital World and Private TMTG initiated a lawsuit against ARC, claiming damages for tortious interference and breach of fiduciary duty, resulting in an $18 million penalty[126]. - The court granted a coercive sanction of $5,000 per day against ARC and Mr. Orlando until compliance with discovery orders was achieved[129]. - On July 15, 2025, the court dismissed all Third-Party Defendants, including President Trump, from the case[135]. - Digital World and Private TMTG filed a motion for protective order on deposition discovery, which was granted in part on August 25, 2025[136]. - ARC and Mr. Orlando filed a motion for partial summary judgment regarding extortion claims, which was denied by the court[142]. - The court scheduled an omnibus hearing for March 7, 2025, to address outstanding motions related to the case[132]. - Digital World and Private TMTG's request for expedited treatment of a petition regarding Judge Carroll's recusal was denied on October 23, 2025[144]. - The court extended trial deadlines and ordered the parties to submit candidates for Special Magistrate on October 31, 2025[145]. - A jury trial related to ongoing litigation is scheduled to begin in July 2026, expected to last approximately three to five weeks[150]. - ARC filed a demand for arbitration regarding access to privileged communications, with a hearing scheduled in New York County[160]. Intellectual Property and Compliance - TMTG's intellectual property strategy includes reliance on non-disclosure agreements and contractual provisions to protect proprietary technologies[108]. - TMTG has faced challenges in obtaining trademark registrations for "Truth Social," with non-final rejections issued by the USPTO[114]. - The company is subject to evolving U.S. federal and state laws regarding privacy and data protection, which could impact its business operations[119]. - TMTG's future success depends on its ability to protect its proprietary technologies and maintain competitive advantages[116]. Shareholder Information - President Donald J. Trump beneficially holds approximately 57.6% of the outstanding shares of TMTG common stock[99]. - The TAE Merger Agreement is expected to result in TMTG shareholders owning approximately 50% of the combined company post-merger[88]. - The "Set Percentage" for share sales is 3% for the first nine months and 5% for six to twelve months after the Closing Date, based on the average daily trading volume[103]. - TMTG filed a registration statement with the SEC for the resale of shares on August 23, 2024, which became effective on September 5, 2024[105]. Employee and Organizational Structure - As of December 31, 2025, TMTG had approximately 31 full-time employees, with no collective bargaining agreements in place[123]. - On August 26, 2025, TMTG announced a Business Combination Agreement to establish a digital asset treasury company focused on acquiring the native cryptocurrency token of the Cronos ecosystem[125].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40779 Trump Media & Technology Group Corp. (Exact name of registrant as specified in its charter) Florida 85-4293042 (State or other ju ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39733 Redwire Corporation (Exact name of registrant as specified in its charter) | Delaware | 88-1818410 | | --- | --- | | (State or ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 27, 2026 Trump Media & Technology Group Corp. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation) Florida 001-40779 85-4293042 (Commission File Number) (IRS Employer Identification No.) 401 N. Cattlemen Rd., Ste. 200 Sarasota, Florida 3 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 27, 2026 Trump Media & Technology Group Corp. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation) Florida 001-40779 85-4293042 (Commission File Number) (IRS Employer Identification No.) 401 N. Cattlemen Rd., Ste. 200 Sarasota, Florida 3 ...