Ameris Bancorp (ABCB) Q3 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

Core Insights - Ameris Bancorp (ABCB) is expected to report quarterly earnings of $1.26 per share, reflecting an 8.6$290.6 million, indicating a 7.3% year-over-year growth [1] - The consensus EPS estimate has been revised down by 0.5% in the last 30 days, highlighting analysts' reassessment of initial projections [1] Financial Metrics - The consensus estimate for 'Net Interest Margin (TE)' is 3.6%, up from 3.5% in the same quarter last year [2] - Analysts project the 'Efficiency Ratio' to be 52.2%, consistent with the previous year's figure [2] - 'Average Balances - Total Earning Assets' are expected to reach $24.52 billion, compared to$23.56 billion a year ago [2] Income Projections - Estimated 'Net Interest Income (TE)' is $217.70 million, up from$208.70 million in the same quarter last year [3] - 'Total Non-Interest Income' is projected to be $72.90 million, compared to$63.18 million a year ago [3] - 'Net Interest Income' is expected to be $218.00 million, an increase from$207.75 million in the same quarter last year [3] Stock Performance - Ameris Bancorp shares have returned +0.9% over the past month, while the Zacks S&P 500 composite has increased by +2.7% [3] - The company holds a Zacks Rank 3 (Hold), suggesting it is expected to perform in line with the overall market [3]