
Core Insights - China Postal Savings Bank (CPSB) held a digital finance conference on December 10, unveiling four digital financial achievements, including the launch of its proprietary large model "Youzhi" [1] - The bank introduced the mobile banking version 10.0, emphasizing five key features: usefulness, effectiveness, emotional engagement, entertainment, and security [2] - CPSB is committed to advancing digital transformation and integrating digital technology with financial services, aiming to build a "digital ecological bank" [3] Group 1: Digital Financial Achievements - CPSB launched its proprietary large model "Youzhi," which is built on a thousand-card scale computing power cluster, achieving autonomous control over computing power, data, and algorithms [1] - The bank showcased four typical scenario cases based on the "Youzhi" model, including Xiao You Assistant and cloud cabinet digital employees [1] Group 2: Mobile Banking Version 10.0 Features - The new mobile banking version 10.0 features personalized matching strategies for financial services, enhancing user experience through tailored recommendations [2] - It integrates a homeowner section for one-stop business processing, including product integration and online viewing [2] - The version includes a companion digital employee that supports multi-modal interactions and various service scenarios [2] - Advanced technologies such as the metaverse, 3D modeling, and voice interaction are utilized to enhance personal wealth management features [2] - The security framework has been improved with a dual-engine intelligent risk prevention system and a 24/7 non-counter identity verification system [2] Group 3: Commitment to Digital Transformation - CPSB is focused on digital transformation, exploring the integration of digital technology with financial services, and aims to contribute to building a financially strong nation [3] - The bank's long-term strategic planning includes five major areas of focus in digital finance [3]