3 No-Brainer Dividend Stocks to Buy With $200 Right Now

Market Overview - The S&P 500 dipped last week due to the Federal Reserve's announcement of slowing interest rate cuts in 2025, but it is still up 24% year-to-date [1] Dividend Stocks and Portfolio Strategy - Dividend-paying stocks are recommended for portfolios due to their stability and passive income generation, especially during uncertain market conditions [2] - Agree Realty, Ally Financial, and Prudential Financial are highlighted as excellent dividend stocks, each offering unique benefits [8] Agree Realty (ADC) - Agree Realty is a small but promising REIT with 2,270 properties and high-quality tenants like Walmart and Tractor Supply [3] - The company focuses on omnichannel-first retailers, positioning itself for future growth by aligning with shopping trends [9] - Agree Realty offers a dividend yield of 4.3%, significantly higher than the S&P 500 average of 1.3% [4] - As a REIT, Agree Realty distributes at least 90% of its taxable earnings annually via dividends and pays monthly [15] Ally Financial (ALLY) - Ally Financial is the largest online-only bank in the U.S. and a Warren Buffett-backed stock, gaining attention from retail investors [5] - The company has a strong presence in prime auto lending, leveraging over a century of financial experience despite being a relatively young digital bank [6] - Ally Financial's dividend yields 3.4%, and its stock trades at a low valuation of 8 times forward earnings, making it an attractive investment [10] - The bank is experiencing rapid customer growth, which is expected to fuel future growth as interest rates decline [16] Prudential Financial (PRU) - Prudential Financial is a high-yielding dividend stock, offering a yield of 4.4% at the current share price [11] - The company has more than doubled its dividends over the past 10 years and is committed to rewarding shareholders [11] - Prudential operates in wealth management, U.S., and international segments, using high interest rates to benefit customers and its own investment strategies [13] - As of Q3, Prudential's wealth management business had $1.4 trillion in assets under management, a 14% year-over-year increase [17]