Compared to Estimates, JPMorgan Chase & Co. (JPM) Q4 Earnings: A Look at Key Metrics

Financial Performance - JPMorgan Chase & Co reported $42.77 billion in revenue for Q4 2024, a 10.9$4.81, compared to $3.97 a year ago [1] - Revenue exceeded Zacks Consensus Estimate by 4.43$40.96 billion) [1] - EPS surpassed consensus estimate by 19.35% ($4.03) [1] Key Metrics Analysis - Net loan charged-off on Average loans (Total retained loans) was 0.7$116.07, slightly above the $116.06 estimate [4] - Total Interest Earning Assets - Average Balance was$3,571.96 billion, below the $3,595.29 billion estimate [4] - Total Non-Performing Assets reached$9.29 billion, exceeding the 9.05 billion estimate [4] Business Segment Performance - Consumer & Community Banking - Card Services & Auto revenue was 6.91 billion, a 14.1% YoY increase and above the 6.23 billion estimate [4] - Commercial & Investment Bank revenue reached 17.60 billion, surpassing the 17.22 billion estimate [4] - Payments revenue within Commercial & Investment Bank was 4.70 billion, exceeding the $4.45 billion estimate [4] - Fixed Income Markets revenue was$5.01 billion, above the 4.45 billion estimate [4] - Home Lending revenue in Consumer & Community Banking was 1.30 billion, an 11.7% YoY increase and above the $1.19 billion estimate [4] Stock Performance - JPMorgan Chase & Co shares returned +3.8% over the past month, outperforming the Zacks S&P 500 composite's -3.3% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]