Earnings Preview: Amerant Bancorp Inc. (AMTB) Q4 Earnings Expected to Decline

Core Viewpoint - Amerant Bancorp Inc. (AMTB) is anticipated to report a year-over-year decline in earnings due to lower revenues, with the actual results being a significant factor that could influence its near-term stock price [1][2]. Earnings Expectations - The upcoming earnings report is scheduled for January 22, 2025, with a consensus estimate of $0.27 per share, reflecting a year-over-year decrease of 41.3$100.54 million, down 0.7% from the previous year [3][2]. Estimate Revisions - Over the last 30 days, the consensus EPS estimate has been revised 2.7% higher, indicating a reassessment by analysts [4]. However, the Most Accurate Estimate matches the Zacks Consensus Estimate, resulting in an Earnings ESP of 0% [10][11]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive or negative reading indicates the potential deviation of actual earnings from the consensus estimate, with a strong predictor of an earnings beat being a positive Earnings ESP combined with a favorable Zacks Rank [6][8]. Historical Performance - In the last reported quarter, Amerant Bancorp exceeded the expected earnings of $0.23 per share, achieving$0.27, which was a surprise of +17.39%. However, the company has only beaten consensus EPS estimates once in the last four quarters [12][13]. Industry Comparison - In contrast, Pinnacle Financial (PNFP), another player in the Zacks Banks - Southeast industry, is expected to report earnings of $1.80 per share, indicating a year-over-year increase of 7.1$463.47 million [17][18].