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Ally Financial (ALLY) Reports Next Week: Wall Street Expects Earnings Growth
ALLYAlly(ALLY) ZACKS·2025-01-15 16:06

Company Overview - Ally Financial (ALLY) is expected to report a year-over-year increase in earnings, with a projected quarterly earnings of 0.59pershare,reflectinga+31.10.59 per share, reflecting a +31.1% change [3] - Revenues are anticipated to reach 2.08 billion, which is a 0.8% increase from the previous year [3] Earnings Expectations - The upcoming earnings report is scheduled for January 22, and the stock may rise if the reported numbers exceed expectations, while a miss could lead to a decline [2] - The consensus EPS estimate has been revised down by 2.42% over the last 30 days, indicating a bearish sentiment among analysts [4][10] Earnings Surprise Prediction - The Most Accurate Estimate for Ally Financial is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -6.41%, which complicates the prediction of an earnings beat [11] - Despite a Zacks Rank of 3 (Hold), the combination of a negative Earnings ESP makes it challenging to predict a positive outcome [11] Historical Performance - In the last reported quarter, Ally Financial exceeded the expected earnings of 0.57persharebydelivering0.57 per share by delivering 0.95, resulting in a surprise of +66.67% [12] - Over the past four quarters, the company has consistently beaten consensus EPS estimates [13] Industry Context - In the broader context of the Zacks Financial - Consumer Loans industry, Capital One (COF) is also expected to report earnings of 2.68pershare,reflectinga+19.62.68 per share, reflecting a +19.6% year-over-year change, with revenues projected at 10.13 billion, up 6.6% [17] - Capital One's consensus EPS estimate has been revised down by 2% in the last 30 days, leading to an Earnings ESP of -5.66%, similar to Ally Financial's situation [18]