Seeking Clues to Amerant Bancorp (AMTB) Q4 Earnings? A Peek Into Wall Street Projections for Key Metrics

Core Viewpoint - Amerant Bancorp Inc. (AMTB) is expected to report a quarterly earnings per share (EPS) of $0.27, indicating a 41.3$100.54 million, a decrease of 0.7% compared to the previous year [1] Earnings Estimates - The consensus EPS estimate has been revised upward by 2.7% over the past 30 days, indicating analysts have reassessed their projections [2] - Revisions to earnings estimates are significant indicators for predicting investor actions regarding the stock, with empirical research showing a strong correlation between earnings estimate trends and short-term stock price performance [3] Key Metrics Forecast - Analysts predict the 'Efficiency Ratio' will reach 68.3%, a significant improvement from 108.3% a year ago [5] - The 'Net Interest Margin' is expected to be 3.6%, slightly down from 3.7% reported in the same quarter last year [5] - 'Average Balances - Total Interest-Earning Assets' are forecasted to be $9.35 billion, up from$8.72 billion in the same quarter last year [6] - 'Total Non-Performing Loans' are expected to be $83.80 million, compared to$34.40 million reported in the same quarter last year [6] - 'Total Non-Performing Assets' are projected at $95.88 million, up from$54.58 million in the same quarter last year [7] - 'Noninterest Income' is estimated at $17.84 million, down from$19.61 million reported in the same quarter last year [7] - 'Net Interest Income' is forecasted to reach $82.70 million, compared to$81.68 million in the same quarter last year [8] Stock Performance - Amerant Bancorp shares have experienced a -0.5% change over the past month, compared to a -0.4% change in the Zacks S&P 500 composite [8] - The company holds a Zacks Rank 3 (Hold), indicating it is expected to closely follow overall market performance in the near term [8]