Here's What Key Metrics Tell Us About Eagle Bancorp (EGBN) Q4 Earnings

Core Insights - Eagle Bancorp reported revenue of $74.86 million for the quarter ended December 2024, reflecting a year-over-year decline of 1.4% and an EPS of$ 0.50 compared to $0.67 a year ago [1] - The reported revenue fell short of the Zacks Consensus Estimate of$ 81.08 million, resulting in a surprise of -7.67%, while the EPS exceeded the consensus estimate of $0.48 by 4.17% [1] Financial Performance Metrics - Net Interest Margin was reported at 2.3%, below the average estimate of 2.5% from two analysts [4] - The Efficiency Ratio stood at 59.5%, higher than the estimated 54.7% by two analysts [4] - Total noninterest income was$ 4.07 million, compared to the estimated $5.27 million [4] - Net Interest Income was reported at$ 70.79 million, below the estimated $75.81 million [4] Stock Performance - Over the past month, shares of Eagle Bancorp have returned -5.9%, contrasting with the Zacks S&P 500 composite's +2.1% change [3] - The stock currently holds a Zacks Rank 1 (Strong Buy), suggesting potential for outperformance in the near term [3]