Amerant Bancorp (AMTB) Reports Q4 Earnings: What Key Metrics Have to Say

Core Insights - Amerant Bancorp Inc. reported revenue of $111.32 million for the quarter ended December 2024, reflecting a year-over-year increase of 9.9$100.54 million [1] - The company's EPS for the quarter was $0.50, up from$0.46 in the same quarter last year, resulting in an EPS surprise of +85.19% compared to the consensus estimate of $0.27 [1] Financial Metrics - Net charge-offs as a percentage of average total loans held for investment were 0.3$9.30 billion, slightly below the average estimate of $9.35 billion from two analysts [4] - Total non-performing loans amounted to$104.10 million, higher than the average estimate of $83.80 million from two analysts [4] - Total non-performing assets were reported at$122.18 million, compared to the average estimate of $95.88 million from two analysts [4] - Noninterest income reached$23.68 million, surpassing the average estimate of $17.84 million from three analysts [4] - Net interest income was$87.63 million, exceeding the average estimate of $82.70 million from three analysts [4] Stock Performance - Shares of Amerant Bancorp have returned +0.5% over the past month, while the Zacks S&P 500 composite has changed by +2.1% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]