Princeton Bancorp (BPRN) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Princeton Bancorp reported revenue of $20.03 million for Q4 2024, a year-over-year increase of 12.6% [1] - The earnings per share (EPS) for the same period was$ 0.75, down from $0.82 a year ago [1] - Revenue fell short of the Zacks Consensus Estimate by 5.59%, which was$ 21.22 million [1] - The EPS also missed the consensus estimate of $0.86 by 12.79% [1] Financial Metrics - Efficiency Ratio was reported at 62.6%, slightly higher than the estimated 61.8% [4] - Net Interest Margin was 3.3%, below the average estimate of 3.6% [4] - Total Noninterest Income was$ 2.03 million, compared to the estimated $2.20 million [4] - Net Interest Income was reported at$ 18.01 million, lower than the average estimate of $19.36 million [4] Stock Performance - Shares of Princeton Bancorp have returned -3.2% over the past month, while the Zacks S&P 500 composite increased by 0.8% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]