Group 1 - Kemper reported quarterly earnings of 1.78pershare,exceedingtheZacksConsensusEstimateof1.38 per share, and showing a significant increase from 0.78pershareayearago,resultinginanearningssurpriseof28.991.18 billion for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 1.30%, and showing a slight increase from 1.17billionyear−over−year[2]−Overthelastfourquarters,KemperhassurpassedconsensusEPSestimatesthreetimesandtoppedconsensusrevenueestimatesfourtimes[2]Group2−Thestockhasunderperformedthemarket,losingabout0.71.46 on revenues of 1.21billion,andforthecurrentfiscalyear,itis5.99 on revenues of $5 billion [7] Group 3 - The Zacks Industry Rank indicates that the Insurance - Multi line sector is currently in the bottom 45% of over 250 Zacks industries, suggesting potential challenges for stock performance [8] - The trend of estimate revisions for Kemper is mixed, leading to a Zacks Rank 3 (Hold), indicating that shares are expected to perform in line with the market in the near future [6]