Regional Management (RM) Tops Q4 Earnings and Revenue Estimates

Group 1: Earnings Performance - Regional Management reported quarterly earnings of $0.98 per share, exceeding the Zacks Consensus Estimate of$ 0.88 per share, and up from $0.54 per share a year ago, representing an earnings surprise of 11.36% [1] - The company posted revenues of$ 154.83 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 1.75% and increasing from $141.66 million year-over-year [2] Group 2: Stock Performance and Outlook - Regional Management shares have increased approximately 7.4% since the beginning of the year, compared to the S&P 500's gain of 2.7% [3] - The current consensus EPS estimate for the upcoming quarter is$ 1.48 on revenues of $155.74 million, and for the current fiscal year, it is$ 5.29 on revenues of $625.35 million [7] Group 3: Industry Context - The Financial - Consumer Loans industry, to which Regional Management belongs, is currently in the top 35% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8]