Primerica (PRI) Surpasses Q4 Earnings and Revenue Estimates

Core Viewpoint - Primerica reported quarterly earnings of $5.03 per share, exceeding the Zacks Consensus Estimate of$ 4.96 per share, and showing an increase from $4.25 per share a year ago, indicating a positive earnings surprise of 1.41% [1] Group 1: Earnings Performance - The company surpassed consensus EPS estimates three times over the last four quarters, with a revenue of$ 790.13 million for the quarter ended December 2024, which was 2.98% above the Zacks Consensus Estimate and an increase from $724.29 million year-over-year [2] - Primerica's earnings for the previous quarter were$ 5.68 per share, significantly higher than the expected $4.78, resulting in a surprise of 18.83% [1][2] Group 2: Stock Performance and Outlook - Primerica shares have increased by approximately 8% since the beginning of the year, outperforming the S&P 500's gain of 3.1% [3] - The company's future stock performance will largely depend on management's commentary during the earnings call and the trends in earnings estimate revisions [3][4] Group 3: Earnings Estimates and Industry Context - The current consensus EPS estimate for the upcoming quarter is$ 4.63 on revenues of $775.19 million, and for the current fiscal year, it is$ 20.45 on revenues of $3.16 billion [7] - The Zacks Industry Rank indicates that the Insurance - Life Insurance sector is currently in the bottom 36% of over 250 Zacks industries, suggesting potential challenges for stock performance [8]