Core Insights - American International Group (AIG) reported a revenue of 1.30 compared to 6.77 billion by 1.27% and delivering an EPS surprise of 3.17% [1] Financial Performance Metrics - Loss Ratio for Total General Insurance was 59.7%, slightly better than the average estimate of 60.1% [4] - Expense Ratio for Total General Insurance stood at 32.8%, higher than the estimated 31.9% [4] - Combined Ratio for Total General Insurance was 92.5%, compared to the average estimate of 92% [4] - Combined Ratio for General Insurance - North America - Commercial Lines was 98.8%, above the average estimate of 90.9% [4] - Combined Ratio for General Insurance - International - Commercial Lines was 83.1%, better than the average estimate of 86.5% [4] - Net premiums earned in General Insurance were 5.91 billion, with a year-over-year change of 1.1% [4] - Net investment income for General Insurance was 759.90 million, but reflecting a year-over-year decline of 2% [4] - Net premiums written in General Insurance were 6.68 billion, showing a year-over-year increase of 5.6% [4] - Revenue from Premiums was 5.93 billion, but down 29.5% year-over-year [4] - Net investment income was reported at 875.43 million, but down 66.6% compared to the previous year [4] - Adjusted pre-tax loss from Other Operations was -167.71 million [4] - Adjusted pre-tax income for General Insurance was 1.28 billion [4] Stock Performance - AIG shares have returned +6% over the past month, outperforming the Zacks S&P 500 composite's +4.2% change, with a current Zacks Rank of 3 (Hold) indicating potential performance in line with the broader market [3]
Compared to Estimates, American International Group (AIG) Q4 Earnings: A Look at Key Metrics