Here's What Key Metrics Tell Us About Toast (TOST) Q4 Earnings

Core Insights - Toast (TOST) reported $1.34 billion in revenue for Q4 2024, a year-over-year increase of 29.2% and exceeding the Zacks Consensus Estimate of $1.31 billion by 2% [1] - The company achieved an EPS of $0.05, a significant improvement from -$0.07 a year ago, although it fell short of the consensus estimate of $0.06 by 16.67% [1] Financial Performance Metrics - Gross Payment Volume (GPV) reached $42.2 billion, surpassing the average estimate of $41.91 billion from three analysts [4] - Subscription Annualized Recurring Run-Rate was $832 million, slightly above the estimated $825.68 million [4] - The number of locations served by Toast increased to 134,000, compared to the average estimate of 133,896 [4] - Total Annualized Recurring Run-Rate (ARR) was reported at $1.63 billion, exceeding the two-analyst average estimate of $1.60 billion [4] - Payments Annualized Recurring Run-Rate stood at $794 million, above the average estimate of $770.41 million [4] - Revenue from financial technology solutions was $1.09 billion, compared to the six-analyst average estimate of $1.07 billion [4] - Revenue from subscription services reached $200 million, exceeding the estimated $195.44 million [4] - Revenue from hardware and professional services was $48 million, slightly below the average estimate of $48.30 million [4] Stock Performance - Toast's shares have returned +8.4% over the past month, outperforming the Zacks S&P 500 composite's +2.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]