Atlanticus Holdings Corporation (ATLC) Q4 Earnings Surpass Estimates

Core Insights - Atlanticus Holdings Corporation (ATLC) reported quarterly earnings of $1.42 per share, exceeding the Zacks Consensus Estimate of$1.21 per share, and up from $1.10 per share a year ago, representing an earnings surprise of 17.36$353.19 million for the quarter ended December 2024, which was slightly below the Zacks Consensus Estimate by 0.85%, but an increase from $308.6 million year-over-year [2] - Atlanticus has surpassed consensus EPS estimates in all four of the last quarters, while it has topped consensus revenue estimates twice in the same period [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is$1.11 on revenues of $351.66 million, and for the current fiscal year, it is$5.60 on revenues of $1.47 billion [7] - The estimate revisions trend for Atlanticus is mixed, leading to a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Industry Context - The Financial - Miscellaneous Services industry, to which Atlanticus belongs, is currently ranked in the top 15% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]