邮储银行深耕科技金融 护航瞪羚企业发展

Core Viewpoint - The government report emphasizes the cultivation of innovative enterprises, particularly supporting specialized and innovative small and medium-sized enterprises, unicorns, and gazelle companies to accelerate their growth in new fields and tracks [1] Group 1: Support for Gazelle Enterprises - Postal Savings Bank has been actively supporting the development of gazelle enterprises, exemplified by its tailored financial services for Qingdao KOTAI Heavy Industry Co., which has seen its orders double for three consecutive years [2][3] - The bank's "chain service" model has allowed it to provide timely funding, such as 500 million yuan in working capital and 1 billion yuan in R&D loans, facilitating the company's growth and international market expansion [2][3] Group 2: Financial Services and Innovations - Postal Savings Bank has implemented a green channel for financial services, offering specialized policy support and evolving service models to enhance financing pathways for technology-driven enterprises [3][4] - The bank has signed a strategic cooperation agreement with the All-China Federation of Industry and Commerce to promote high-quality development of private enterprises, with a loan balance exceeding 2.5 trillion yuan for private enterprises, accounting for over 28% of the bank's total loans [4] Group 3: Focus on Technology Finance - The bank is concentrating on technology innovation, establishing specialized institutions and a dedicated team to provide quality financial services to tech enterprises, and has developed a comprehensive service system called "U益创" [5] - The "look to the future" evaluation model is designed to assess technology enterprises based on their R&D investment, patents, growth potential, and policy support, enabling customized credit loan support [5]