PSBC(601658) 证券日报之声·2025-03-30 16:45Core Insights - The private economy is a driving force for China's modernization and a foundation for high-quality development, with over 500,000 private enterprises in Shanghai, accounting for over 92% of the city's total enterprises [1] - Envision Energy, established in 2007, is a global leader in smart wind power, energy storage systems, and green hydrogen solutions, achieving the highest global order volume for wind power projects from 2022 to 2024 [1] - Postal Savings Bank of China Shanghai Branch has tailored financial services to support the growth of private enterprises, including Envision Energy, which has seen increased funding needs due to expanded production and supply chains [1][2] Financial Support and Services - The Shanghai Branch of Postal Savings Bank has optimized services by increasing credit limits, diversifying product offerings, and reducing collateral requirements, providing Envision Energy with pure credit loans and various financial products to lower financial costs [2] - As of September 2023, the bank has provided 7.5 billion yuan in financing support to Envision Energy, facilitating the company's green and sustainable development [2] Lending Statistics - In 2024, the Shanghai Branch of Postal Savings Bank has lent nearly 60 billion yuan to private enterprises, with a loan balance accounting for 65% of corporate loans, an increase of 37 percentage points from the previous year [3] - The loan balance for private enterprises reached approximately 65 billion yuan, a year-on-year increase of 241.5%, with new loans to private enterprises exceeding 50% of corporate loans and over 7,800 loan accounts [3] - The bank aims to implement national policies supporting private enterprises, innovate financial products, and provide comprehensive support to enhance financial services for private enterprises [3]