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数智赋能乡村产业建设,浦发银行助力农业大市场发展
600000SPD BANK(600000) 中金在线·2025-03-31 02:44

Group 1 - The government work report emphasizes the importance of advancing rural revitalization and accelerating agricultural modernization [1] - The central document focuses on utilizing the "Thousand Villages Demonstration, Ten Thousand Villages Rectification" project experience to effectively promote comprehensive rural revitalization [1] - SPD Bank actively responds to national policies by launching a "5+4+N" financial service system for rural revitalization, focusing on five key areas: agricultural industry chain, agricultural market, urban-rural integration, agricultural technology innovation, and basic agricultural support [1] Group 2 - SPD Bank's Kunming branch has implemented a digital cash management system for grain trading, enhancing transaction efficiency and providing services to nearly 900 members with a total transaction settlement exceeding 6 billion [2] - The Lanzhou branch has customized digital cash management services for the local rural property trading center, serving 8,700 registered users with a transaction volume exceeding 140 million since its launch [2] - SPD Bank provides cash management services for various agricultural product trading markets, supporting smooth transactions in agriculture, forestry, animal husbandry, and fishery sectors [2] Group 3 - SPD Bank has developed the "Pu Zhanggui" smart management platform to enhance the efficiency of agricultural markets, simplifying financial management processes for vendors [3] - The platform addresses challenges in stall rental payments and offers innovative services such as bill collection and QR code payments [3] - The bank also provides "Hui Account" services to farmers in agricultural markets, reducing fees to stimulate market activity [3] Group 4 - SPD Bank focuses on empowering agricultural supply chain construction by addressing pain points in industry development [4] - The Zhengzhou branch provided 520 million in funding support for a large-scale aquatic product logistics project, including various facilities [4] - The bank offers supply chain credit enhancement and financing support to downstream merchants, promoting collaboration within the agricultural supply chain [4] - As of January 2025, SPD Bank's agricultural loan balance has increased by 14% year-on-year, demonstrating its commitment to rural revitalization [4]