
Group 1 - The core viewpoint of the article highlights the effectiveness of the "Caiyuan Credit Pass" policy in alleviating financing difficulties for small and micro enterprises, particularly through the actions of Postal Savings Bank in Jiangxi Taihe County [1][2] - Jiangxi Mingshida Optoelectronics Co., Ltd. has successfully completed a significant investment of 1.1 billion yuan in its second-phase project, which is expected to generate an annual output value of 1.8 billion yuan upon full production [1] - The company anticipates a 50% increase in order volume following the project launch, demonstrating the potential for growth facilitated by the financial support received [1] Group 2 - The Postal Savings Bank Taihe County branch has issued loans totaling 69 million yuan to five enterprises under the "Caiyuan Credit Pass" policy, showcasing its commitment to supporting local businesses [2] - The loan process for Jiangxi Mingshida Optoelectronics was expedited, taking only two weeks from submission to disbursement, with a loan interest rate 0.5 percentage points lower than the market average [2] - The "Caiyuan Credit Pass" policy not only provides a low-cost financing bridge for enterprises but also plays a crucial role in stabilizing employment and promoting industrial upgrades [2]