PSBC(601658) 四川日报·2025-04-07 21:50Core Viewpoint - The Postal Savings Bank of China Sichuan Branch is actively enhancing its financial services across various sectors, including private economy, rural revitalization, and consumer promotion, to support local economic development and fulfill its mission as a state-owned bank [2][3][5]. Financial Support for Private Economy - The bank has increased its financial support for private enterprises, with a focus on tailored financial solutions to meet specific business needs, such as the "Zhuangda Loan" which helped a technology company save nearly 1 million yuan in financing costs [5][6]. - In the first two months of the year, the bank issued loans totaling 1.145 billion yuan to 1,175 private enterprises, with a loan balance of 4.943 billion yuan, accounting for 58.30% of total loans [6]. Support for Agricultural Development - The bank has provided significant financial support for agricultural production, with 190 million yuan in credit funds allocated to help establish high-standard farmland in Quxian County [7][8]. - The bank's agricultural loans increased by 16.9 billion yuan in 2024, exceeding regulatory targets, with a 26.65% increase in loans in key rural revitalization areas [8]. Promotion of Consumer Spending - The bank has actively supported consumer spending by issuing 3.2 billion yuan in personal consumption loans in 2024, including 1.57 billion yuan for non-housing consumption [9]. - Various promotional activities have been launched, such as discounts for credit card users, to stimulate local consumption and enhance financial literacy among consumers [9][10]. Innovation in Financial Products - The bank has developed innovative financial products, such as online mortgage loans and intellectual property pledge loans, to support technology-driven enterprises and facilitate their growth [3][4]. - The bank's technology finance loan balance reached 19.947 billion yuan, with a net increase of 6.327 billion yuan, reflecting a growth rate of 46.46% [3]. Commitment to Elderly Financial Services - The bank has implemented specialized services for elderly clients, including dedicated service windows and priority services for vulnerable groups, contributing to the "financial aging" reform [4]. - The bank has focused on pension planning and support for the elderly care industry, creating a comprehensive financial service model for different age groups [4]. Overall Mission and Future Outlook - The Postal Savings Bank of China Sichuan Branch aims to continuously optimize its financial services and innovate its product offerings to contribute to high-quality local economic development and the modernization of Sichuan [10].