FB Financial (FBK) ZACKS·2025-04-09 14:15Core Viewpoint - Wall Street analysts forecast that FB Financial (FBK) will report quarterly earnings of 132.69 million, reflecting a 23.5% increase year-over-year [1]. Earnings Estimates - Over the last 30 days, there has been no revision in the consensus EPS estimate for the quarter, indicating stability in analysts' forecasts [2]. - Changes in earnings estimates are crucial for predicting investor reactions to the stock, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock price performance [3]. Key Financial Metrics - Analysts estimate the 'Efficiency Ratio' to be 57.3%, down from 67.4% in the previous year [5]. - The 'Net Interest Margin' is projected to reach 3.6%, compared to 3.4% in the same quarter last year [5]. - 'Average Earning Assets' are expected to be 11.80 billion year-over-year [5]. Income Projections - 'Mortgage banking income' is forecasted at 12.59 million in the previous year [6]. - 'Total Noninterest income' is estimated to be 7.96 million in the same quarter last year [6]. - 'Net interest income (tax-equivalent basis)' is projected at 100.20 million year-over-year [7]. - 'Service charges on deposit accounts' are expected to reach 3.14 million in the same quarter last year [7]. - 'Net Interest Income' is anticipated to be 99.49 million in the previous year [8]. - 'Investment services and trust income' is estimated at 3.23 million in the same quarter last year [8]. Stock Performance - FB Financial shares have decreased by 11.4% over the past month, compared to a 13.5% decline in the Zacks S&P 500 composite [8]. - With a Zacks Rank 1 (Strong Buy), FBK is expected to outperform the overall market in the near future [8].