Truist Financial Corporation (TFC) Expected to Beat Earnings Estimates: Should You Buy?

Core Viewpoint - The market anticipates a year-over-year decline in earnings for Truist Financial Corporation (TFC) despite an increase in revenues when it reports its results for the quarter ended March 2025 [1][3]. Earnings Expectations - The upcoming earnings report is expected to show quarterly earnings of $0.86 per share, reflecting a -4.4$4.92 billion, up 2.2% from the previous year [3]. - The earnings report is scheduled for release on April 17, 2025, and the stock may react positively if the results exceed expectations, whereas a miss could lead to a decline [2]. Estimate Revisions - The consensus EPS estimate has been revised down by 1.62% over the last 30 days, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for Truist Financial is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +0.15%, suggesting a bullish outlook from analysts [10][11]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive reading is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [8]. - Truist Financial has a Zacks Rank of 3, which, along with the positive Earnings ESP, suggests a likelihood of beating the consensus EPS estimate [11]. Historical Performance - In the last reported quarter, Truist Financial exceeded the expected earnings of $0.87 per share by delivering$0.91, resulting in a surprise of +4.60% [12]. - The company has successfully beaten consensus EPS estimates in the last four quarters [13]. Conclusion - While Truist Financial is positioned as a compelling earnings-beat candidate, other factors may also influence stock performance beyond just the earnings results [14][16].