Huntington(HBAN) ZACKS·2025-04-14 14:21Core Viewpoint - Huntington Bancshares (HBAN) is expected to report quarterly earnings of 1.9 billion, a 7.3% increase compared to the previous year [1] Earnings Projections - The consensus EPS estimate has been adjusted downward by 1.8% over the past 30 days, indicating a reassessment by analysts [1][2] - Analysts emphasize the importance of revisions to earnings projections as they are closely linked to investor behavior and stock price performance [2] Key Financial Metrics - Analysts predict an 'Efficiency Ratio' of 61.3%, down from 63.7% a year ago [3] - The 'Net Interest Margin (FTE)' is estimated to remain stable at 3.0%, compared to the previous year's figure of 3% [4] - 'Average Balance - Total earning assets' is projected to be 173.76 billion year-over-year [4] - The 'Tier 1 Leverage Ratio' is expected to be 8.5%, down from 8.9% in the same quarter last year [4] - The 'Tier 1 Risk-Based Capital Ratio' is forecasted to remain at 12.0%, unchanged from the previous year [5] Non-Interest Income and Fees - 'Total Non-Interest Income' is expected to reach 467 million in the same quarter last year [5] - 'Mortgage banking income' is projected at 31 million a year ago [6] - 'Customer deposit and loan fees' are estimated at 77 million last year [6] - 'Payments and cash management revenue' is forecasted at 146 million in the same quarter last year [7] - 'Wealth and asset management revenue' is expected to reach 88 million last year [7] - 'Capital markets and advisory fees' are projected at 56 million a year ago [8] - 'Net interest income - FTE' is expected to be 1.30 billion in the same quarter last year [8] Stock Performance - Over the past month, shares of Huntington Bancshares have declined by 12.6%, while the Zacks S&P 500 composite has decreased by 3.6% [9] - Currently, HBAN holds a Zacks Rank 3 (Hold), suggesting its performance may align with the overall market in the near future [10]