CNCB(601998) 搜狐财经·2025-04-17 08:17Core Viewpoint - The article highlights the proactive measures taken by CITIC Bank's Zhengzhou branch to support foreign trade enterprises in response to the U.S. tariff policies, emphasizing the importance of cross-border financial services in stabilizing and enhancing foreign trade in Henan Province. Group 1: Response to U.S. Tariff Policies - CITIC Bank Zhengzhou branch conducted immediate research and outreach to understand the impact of U.S. tariffs on export costs, market strategies, and currency risk management for affected enterprises [2] - The branch has 14 clients involved in U.S. trade with a loan balance of 575 million yuan, and it encourages the use of export credit insurance to mitigate risks [2] Group 2: Financing Support for Foreign Trade Enterprises - The bank offers specialized financing products and credit approval models to support foreign trade exports, ensuring smooth funding throughout the procurement and sales processes [3] - An innovative "export-oriented enterprise points card" credit model allows for credit-based lending without collateral, addressing financing challenges for asset-light foreign trade companies [3] Group 3: Risk Management Services - The bank emphasizes a "neutral exchange rate risk" principle, providing integrated management solutions for enterprises to handle market risks [5] - Innovative products such as "range forward purchase" and "forward settlement plus sell option" are introduced to meet diverse hedging needs [5] Group 4: Support for Small and Micro Enterprises - CITIC Bank has developed a dedicated product system centered on the characteristics of small and micro foreign trade enterprises, enhancing service quality and efficiency [7] - The bank has organized policy seminars and financial service activities, reaching over 350 small foreign trade enterprises [7] Group 5: Improvement of Service Efficiency - The bank has implemented multiple measures to enhance service efficiency, resulting in faster capital turnover and reduced operational costs for foreign trade enterprises [8] - As of the end of March, the bank's pilot program for facilitating cross-border foreign exchange transactions has expanded to five regions, processing a significant number of transactions [8]