First Horizon (FHN) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates (Revised)

Core Insights - First Horizon National (FHN) reported revenue of $812 million for the quarter ended March 2025, reflecting a decrease of 0.9$818.25 million [1] - The earnings per share (EPS) for the quarter was $0.42, an increase from$0.35 in the same quarter last year, resulting in an EPS surprise of +5.00% against the consensus estimate of $0.40 [1] Financial Performance Metrics - The efficiency ratio was reported at 60.1$74.79 billion, below the average estimate of $75.63 billion from two analysts [4] - Total nonperforming loans and leases stood at$609 million, compared to the average estimate of $621.05 million from two analysts [4] - The net charge-off ratio was 0.2$631 million, exceeding the three-analyst average estimate of $624.62 million [4] - Total non-interest income was$181 million, falling short of the average estimate of $191.65 million from three analysts [4] - Net interest income (FTE) was$634 million, slightly above the two-analyst average estimate of $625.91 million [4] Stock Performance - Over the past month, shares of First Horizon have returned -6.7%, compared to a -4.2% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]