NJBK(601009) 贝壳财经·2025-04-23 10:05Core Viewpoint - The financial performance of the company in 2024 shows a significant increase in revenue and net profit compared to 2023, indicating a positive growth trajectory in its operations [3][4]. Financial Performance Summary - Operating Revenue: The operating revenue for 2024 is 50,273,070 thousand RMB, representing an increase of 11.32% from 45,159,511 thousand RMB in 2023 [3]. - Net Interest Income: Net interest income rose to 26,626,683 thousand RMB, up by 4.62% from 25,451,534 thousand RMB in the previous year [3]. - Non-Interest Income: Non-interest income increased significantly by 19.98%, reaching 23,646,387 thousand RMB compared to 19,707,977 thousand RMB in 2023 [3][4]. - Operating Expenses: Operating expenses grew by 9.76% to 25,584,889 thousand RMB from 23,309,790 thousand RMB in 2023 [3]. - Net Profit: The net profit for 2024 is reported at 20,364,934 thousand RMB, which is a 9.31% increase from 18,630,482 thousand RMB in 2023 [3]. - Profit Attributable to Shareholders: The profit attributable to shareholders of the parent company is 20,176,728 thousand RMB, reflecting a growth of 9.05% from 18,502,084 thousand RMB in the previous year [3]. Income Composition - Fee and Commission Income: The net fee and commission income decreased by 28.55% to 2,592,597 thousand RMB from 3,628,786 thousand RMB in 2023 [4]. - Investment Income: Investment income accounted for 13,617,837 thousand RMB, down by 8.08% from 14,814,412 thousand RMB in 2023 [4]. - Fair Value Changes: Fair value changes in income surged by 329.48%, reaching 7,376,521 thousand RMB compared to 1,717,565 thousand RMB in 2023 [4][6]. Expense Breakdown - Credit Impairment Losses: Credit impairment losses increased by 20.01% to 10,524,696 thousand RMB from 8,769,764 thousand RMB in 2023 [3]. - Other Asset Impairment Losses: Other asset impairment losses saw a dramatic rise of 1,538.50%, totaling 72,045 thousand RMB compared to 4,397 thousand RMB in the previous year [3]. Employee Compensation - Total Employee Compensation: The total employee compensation for 2024 is reported at 96.33 billion RMB, reflecting a growth trend over the years [7].