Unum Group Set to Report Q1 Earnings: Here's What to Expect

Core Viewpoint - Unum Group (UNM) is expected to report improved earnings and revenue for the first quarter of 2025, with a consensus estimate of $3.3 billion in revenues and$2.19 per share in earnings, indicating year-over-year growth [1][2]. Revenue and Earnings Estimates - The Zacks Consensus Estimate for UNM's first-quarter revenues is $3.3 billion, reflecting a 4.1$2.19 per share, which represents a year-over-year increase of 3.3% [2]. Earnings Prediction Model - UNM has an Earnings ESP of -0.58%, as the Most Accurate Estimate of $2.17 per share is lower than the Zacks Consensus Estimate [3]. - UNM currently holds a Zacks Rank of 4 (Sell), indicating a lower likelihood of an earnings beat this quarter [3]. Premium Income and Investment Income - The Zacks Consensus Estimate for premium income is$2.7 billion, suggesting a 5.3% increase from the year-ago quarter [4]. - Net investment income is estimated at $500.5 million, with the Zacks Consensus Estimate at$532 million, indicating potential growth in investment performance [5]. Segment Performance - Unum U.S. and Colonial Life are expected to show strong performance driven by higher premium income and improved benefit experiences across various product lines [6]. - Estimated operating revenues for Unum U.S. are $2 billion, while Colonial Life is projected at$499.6 million [7]. Expense Considerations - Total benefits and expenses are expected to reach $2.8 billion, influenced by increased policy benefits and other operational costs [8]. - Continued share buybacks are anticipated to positively impact the bottom line [8].