邮储银行一季度中收同比增长8.76% 净息差1.71%

Core Insights - Postal Savings Bank of China reported a total asset of 17.69 trillion yuan for Q1 2025, representing a year-on-year growth of 3.54% [1] - The bank achieved an operating income of 89.363 billion yuan and a net profit attributable to shareholders of 25.246 billion yuan [1] - Net fee and commission income reached 10.306 billion yuan, showing a year-on-year increase of 8.76%, while other non-interest income grew by 21.70% [1] - The net interest margin stood at 1.71%, maintaining an excellent level within the industry [1] - As of the end of Q1, the bank's non-performing loan ratio was 0.91%, indicating solid asset quality, with a provision coverage ratio of 266.13% and a capital adequacy ratio of 13.34%, reflecting sufficient risk-bearing capacity [1]