兰州银行：一季度实现“开门红” 盈利韧性逐步凸显

Core Insights - Lanzhou Bank reported a stable growth in asset scale and profitability for Q1 2025, with total assets exceeding 492.69 billion yuan, operating income of 2.037 billion yuan, and net profit of 572 million yuan, reflecting a year-on-year increase of 3.26% and 2.15% respectively [1] - The bank's non-performing loan ratio slightly decreased to 1.81%, and it achieved a significant increase in loan issuance, with a growth rate of 7.18%, the highest in five years [1] Financial Performance - Total assets reached 492.69 billion yuan, marking a significant milestone [1] - Operating income was 2.037 billion yuan, up 3.26% from the previous year [1] - Net profit stood at 572 million yuan, reflecting a 2.15% increase year-on-year [1] - The net interest margin improved to 1.46%, an increase of 0.03 percentage points [1] Business Development - Lanzhou Bank is focusing on financial support for technology innovation, advanced manufacturing, and green development, aligning with regional economic characteristics [2] - The bank has implemented a "容缺" acceptance mechanism for major projects and adopted a parallel processing model to enhance project approval efficiency [2] Customer Acquisition and Efficiency - The bank is expanding its corporate client base through targeted marketing strategies, including promotional activities for new registered enterprises [2] - Efforts are being made to improve online appointment services for account openings and to focus on key customer segments [2] Future Outlook - Lanzhou Bank aims to enhance quality and efficiency while adapting to changes in the operating environment, contributing to the development of the real economy and financial market stability [2]