Core Viewpoint - Axos Financial reported a revenue of 308.84millionforthequarterendedMarch2025,markingayear−over−yearincreaseof4.81.81, down from 1.94ayearago,withanEPSsurpriseof4.021.74 [1] - The efficiency ratio was reported at 47.4%, better than the three-analyst average estimate of 47.9% [4] - Net Interest Margin remained stable at 4.8%, matching the average estimate [4] - Total non-performing assets were 188.86million,significantlylowerthanthetwo−analystaverageestimateof244.19 million [4] - Total nonaccrual loans stood at 185.06million,alsobelowthetwo−analystaverageestimateof240.12 million [4] - Average balance of total interest-earning assets was 23.04billion,slightlybelowthe23.30 billion average estimate [4] - Net annualized charge-offs to average loans were 0.1%, better than the 0.2% average estimate [4] - Net Interest Income was reported at 275.46million,lowerthanthe277.97 million average estimate [4] - Total Non-Interest Income reached 33.37million,exceedingthethree−analystaverageestimateof30.07 million [4] - Income from mortgage banking and servicing rights was 1.50million,abovethetwo−analystaverageestimateof1.25 million [4] Stock Performance - Over the past month, shares of Axos Financial have returned -0.7%, compared to a -0.2% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]