Heritage Insurance Margin Improves: Can It Retain the Momentum?

The super-regional U.S. property and casualty insurance holding company Heritage Insurance Holdings, Inc. (HRTG) has made significant improvements in its net margin. Its net margin showed an improvement of 3080 basis points over the last two years, which continued into the first quarter of 2025, wherein net margin improved by 320 basis points. Heritage Insurance is prioritizing profitability by ensuring rate adequacy, implementing profit-focused underwriting criteria and limiting new business in saturated o ...