Amerant Bancorp Inc. (AMTB) Q4 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

Core Insights - Analysts forecast that Amerant Bancorp Inc. (AMTB) will report quarterly earnings of $0.46 per share, reflecting a year-over-year increase of 15% [1] - Revenue is anticipated to be $91.52 million, showing a decline of 14.1% compared to the same quarter last year [1] Earnings Estimates - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analysts' projections [1] - Revisions to earnings projections are crucial for predicting investor behavior and stock price performance [1] Key Financial Metrics - Analysts estimate that the 'Net interest margin' will reach 3.5%, down from 4% a year ago [2] - The 'Efficiency Ratio' is expected to be 66.4%, compared to 58.4% in the previous year [2] - 'Average Interest Earning Assets' are projected at $8.84 billion, an increase from $8.24 billion year-over-year [2] Non-Performing Loans and Income - 'Total Non-Performing Loans' are projected to be $33.89 million, down from $37.60 million in the same quarter last year [3] - 'Total Non-Performing Assets' are estimated at $51.73 million, compared to $37.60 million a year ago [3] - 'Noninterest income' is forecasted to be $15.17 million, down from $24.37 million in the same quarter last year [3] - 'Net interest income' is expected to be $77.02 million, compared to $82.18 million in the same quarter last year [3] Stock Performance - Shares of Amerant Bancorp Inc. have decreased by 6.3% over the past month, contrasting with a 1.6% increase in the Zacks S&P 500 composite [3] - The company holds a Zacks Rank 4 (Sell), indicating expectations of underperformance relative to the overall market [3]