Bay Commercial Bank (BCML) came out with quarterly earnings of 0.55pershare,missingtheZacksConsensusEstimateof0.57 per share. This compares to earnings of 0.62pershareayearago.Thesefiguresareadjustedfornon−recurringitems.Thisquarterlyreportrepresentsanearningssurpriseof−3.510.55 per share when it actually produced earnings of $0.56, delivering a surprise of 1.82%.Over the last four quarters, the compa ...