渝农商行原副行长舒静“落马”，去年薪酬50万，还有4万股票！

Core Viewpoint - The ongoing anti-corruption campaign in the financial system has expanded from large state-owned banks to smaller city and rural commercial banks, raising concerns about governance and management in these institutions [1] Group 1: Management Changes - Recent investigations have led to the exposure of former executives from Wuhan Rural Commercial Bank and Guangzhou Rural Commercial Bank, increasing market attention on rural commercial banks in major cities [1] - Chongqing Rural Commercial Bank announced that its former deputy president, Shu Jing, is under investigation for serious violations of discipline and law, although the bank claims that its operations remain normal and unaffected [1] - Shu Jing held 39,300 shares in the bank and received a pre-tax salary of 498,300 yuan in 2023 [1] Group 2: Financial Performance - Chongqing Rural Commercial Bank reported a total revenue of 27.96 billion yuan in 2023, a decrease of 3.57% year-on-year, while net profit attributable to shareholders increased by 6.10% to 10.90 billion yuan [6][7] - The bank's net interest income fell by 7.52% to 23.49 billion yuan, while non-interest income rose by 24.43% to 4.46 billion yuan, with other non-interest income seeing a significant increase of 59.65% [7] - The bank's non-performing loan ratio improved to 1.19%, down from 1.22% at the end of the previous year, and the provision coverage ratio increased to 366.7% [8] Group 3: Capital and Asset Management - As of the end of last year, Chongqing Rural Commercial Bank's total assets reached 1.44 trillion yuan, with deposits of 896.2 billion yuan and loans of 676.7 billion yuan, reflecting year-on-year growth of 6.6%, 8.64%, and 6.96% respectively [7] - The bank's capital adequacy ratio improved to 15.99%, up from 15.62% at the end of 2022 and 14.77% at the end of 2021 [8]