兴业银行（601166）：净息差小幅收窄，不良指标稳定

证券研究报告 | 2025年04月30日 | 盈利预测和财务指标 | 2023 | 2024 | 2025E | 2026E | 2027E | | --- | --- | --- | --- | --- | --- | | 营业收入(百万元) | 210,831 | 212,226 | 217,326 | 226,719 | 238,629 | | (+/-%) | -5.2% | 0.7% | 2.4% | 4.3% | 5.3% | | 归母净利润(百万元) | 77,116 | 77,205 | 77,584 | 80,276 | 84,580 | | (+/-%) | -15.6% | 0.1% | 0.5% | 3.5% | 5.4% | | 摊薄每股收益(元) | 3.51 | 3.51 | 3.53 | 3.66 | 3.87 | | 总资产收益率 | 0.79% | 0.75% | 0.73% | 0.71% | 0.69% | | 净资产收益率 | 11.3% | 10.5% | 9.9% | 9.5% | 9.5% | | 市盈率(PE) | 6.0 | 6.0 | 6.0 | 5.7 ...