Company Performance - PROG Holdings shares have increased by 24.1% over the past month and reached a new 52-week high of $41.14 [1] - The stock has gained 37.1% since the beginning of the year, outperforming the Zacks Finance sector's 0.5% gain and the Zacks Financial - Consumer Loans industry's -13% return [1] Earnings and Valuation - PROG Holdings has consistently beaten the Zacks Consensus Estimate in the last four quarters, reporting an EPS of $0.74 against a consensus estimate of $0.6 in its latest earnings report [2] - The stock trades at 11.6X current fiscal year EPS estimates, which is above the peer industry average of 10.3X, and at 0.9X trailing cash flow compared to the peer group's average of 7.8X, indicating strong value metrics [6] Zacks Rank and Style Scores - PROG Holdings has a Zacks Rank of 2 (Buy) due to rising earnings estimates, making it a favorable choice for investors [7] - The company holds a Value Score of A, along with Growth and Momentum Scores of A, resulting in a combined VGM Score of A [5] Industry Comparison - The Financial - Consumer Loans industry is positioned in the top 24% of all industries, suggesting favorable conditions for both PROG Holdings and its peer EZCORP, Inc. [10] - EZCORP, Inc. has a Zacks Rank of 1 (Strong Buy) and has shown strong earnings performance, beating consensus estimates by 37.50% [9]

PROG Holdings (PRG) came out with quarterly earnings of $0.74 per share, beating the Zacks Consensus Estimate of $0.6 per share. This compares to earnings of $0.8 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +24.37%. A quarter ago, it was expected that this rent-to-own company would post earnings of $0.73 per share when it actually produced earnings of $0.9, delivering a surprise of +23.29%.Over the last four quarters, the ...

OneMain Holdings (OMF) came out with quarterly earnings of $1.59 per share, beating the Zacks Consensus Estimate of $1.55 per share. This compares to earnings of $1.16 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +2.47%. A quarter ago, it was expected that this consumer finance company would post earnings of $1.58 per share when it actually produced earnings of $1.9, delivering a surprise of +20.25%.Over the last four quart ...

Core Viewpoint - Ezcorp (EZPW) reported quarterly earnings of $0.55 per share, exceeding the Zacks Consensus Estimate of $0.40 per share, and showing an increase from $0.42 per share a year ago, representing an earnings surprise of +37.50% [1] Financial Performance - The company achieved revenues of $382.02 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 10.73%, compared to $320.17 million in the same quarter last year [2] - Over the last four quarters, Ezcorp has consistently surpassed consensus EPS estimates four times and topped revenue estimates three times [2] Stock Performance - Ezcorp shares have increased approximately 13.8% since the beginning of the year, significantly outperforming the S&P 500's gain of 1.1% [3] Future Outlook - The company's earnings outlook will be crucial for determining the stock's future performance, with current consensus EPS estimates at $0.32 for the coming quarter and $1.45 for the current fiscal year [7] - The Zacks Rank for Ezcorp is currently 3 (Hold), indicating expected performance in line with the market in the near future [6] Industry Context - The Financial - Consumer Loans industry, to which Ezcorp belongs, is currently in the top 40% of over 250 Zacks industries, suggesting a favorable environment for performance [8]

Core Viewpoint - Credit Acceptance (CACC) reported quarterly earnings of $11.35 per share, exceeding the Zacks Consensus Estimate of $10.3 per share, but down from $12.26 per share a year ago, indicating a +10.19% earnings surprise [1] Financial Performance - The company posted revenues of $579.9 million for the quarter ended December 2025, slightly missing the Zacks Consensus Estimate by 0.02%, compared to $565.9 million in the same quarter last year [2] - Over the last four quarters, Credit Acceptance has surpassed consensus EPS estimates two times and topped consensus revenue estimates just once [2] Stock Performance - Credit Acceptance shares have declined approximately 2.3% since the beginning of the year, while the S&P 500 has gained 1.9% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $11.26 on revenues of $599.13 million, and for the current fiscal year, it is $44.62 on revenues of $2.4 billion [7] - The estimate revisions trend for Credit Acceptance was mixed ahead of the earnings release, which may change following the recent report [6] Industry Context - The Financial - Consumer Loans industry, to which Credit Acceptance belongs, is currently ranked in the bottom 38% of over 250 Zacks industries, suggesting potential challenges ahead [8]

分组1 - Navient reported quarterly earnings of $0.39 per share, exceeding the Zacks Consensus Estimate of $0.31 per share, and showing an increase from $0.25 per share a year ago, resulting in an earnings surprise of +25.20% [1] - The company posted revenues of $129 million for the quarter ended December 2025, which was a 3.26% miss compared to the Zacks Consensus Estimate, and a decrease from $134 million in the same quarter last year [2] - Over the last four quarters, Navient has surpassed consensus EPS estimates three times and topped consensus revenue estimates two times [2] 分组2 - The stock has underperformed the market, losing about 7.4% since the beginning of the year, while the S&P 500 has gained 1.9% [3] - The current consensus EPS estimate for the upcoming quarter is $0.20 on revenues of $141.82 million, and for the current fiscal year, it is $1.15 on revenues of $566.07 million [7] - The Financial - Consumer Loans industry, to which Navient belongs, is currently ranked in the bottom 38% of over 250 Zacks industries, indicating potential challenges for stock performance [8]

Core Viewpoint - Enova International (ENVA) reported quarterly earnings of $3.46 per share, exceeding the Zacks Consensus Estimate of $3.2 per share, and showing a year-over-year increase from $2.61 per share [1] Financial Performance - The company achieved revenues of $839.39 million for the quarter ended December 2025, which was slightly below the Zacks Consensus Estimate by 0.38%, but an increase from $729.55 million in the same quarter last year [2] - Over the last four quarters, Enova has surpassed consensus EPS estimates four times and topped revenue estimates twice [2] Stock Performance and Outlook - Enova International shares have increased by approximately 0.9% since the beginning of the year, while the S&P 500 has gained 1.5% [3] - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $3.54 for the upcoming quarter and $14.25 for the current fiscal year [7] Industry Context - The Financial - Consumer Loans industry, to which Enova belongs, is currently ranked in the bottom 34% of over 250 Zacks industries, indicating potential challenges ahead [8] - The performance of Enova's stock may be influenced by the overall industry outlook, as research indicates that the top 50% of Zacks-ranked industries outperform the bottom 50% by more than 2 to 1 [8]

分组1 - World Acceptance (WRLD) reported a quarterly loss of $0.19 per share, significantly below the Zacks Consensus Estimate of $0.58, and a decline from earnings of $2.45 per share a year ago, resulting in an earnings surprise of -132.76% [1] - The company posted revenues of $141.25 million for the quarter ended December 2025, exceeding the Zacks Consensus Estimate by 3.19%, and showing an increase from year-ago revenues of $138.63 million [2] - Over the last four quarters, World Acceptance has surpassed consensus revenue estimates four times, but has only exceeded consensus EPS estimates once [2] 分组2 - The stock's immediate price movement will largely depend on management's commentary during the earnings call, with shares having gained about 1.6% since the beginning of the year, compared to the S&P 500's gain of 1.5% [3] - The current consensus EPS estimate for the upcoming quarter is $9.18 on revenues of $164.66 million, and for the current fiscal year, it is $8.44 on revenues of $568.46 million [7] - The Financial - Consumer Loans industry, to which World Acceptance belongs, is currently ranked in the bottom 34% of over 250 Zacks industries, indicating potential challenges for stock performance [8]

分组1 - Sallie Mae reported quarterly earnings of $1.12 per share, exceeding the Zacks Consensus Estimate of $0.95 per share, and showing an increase from $0.5 per share a year ago, resulting in an earnings surprise of +18.22% [1] - The company posted revenues of $377.06 million for the quarter ended December 2025, which was slightly below the Zacks Consensus Estimate by 0.37%, but an increase from $362.19 million year-over-year [2] - Over the last four quarters, Sallie Mae has surpassed consensus EPS estimates two times and topped consensus revenue estimates two times [2] 分组2 - The stock has underperformed the market, losing about 2.3% since the beginning of the year compared to the S&P 500's gain of 0.4% [3] - The current consensus EPS estimate for the upcoming quarter is $0.72 on revenues of $381.79 million, and for the current fiscal year, it is $2.86 on revenues of $1.55 billion [7] - The Financial - Consumer Loans industry, to which Sallie Mae belongs, is currently ranked in the bottom 35% of over 250 Zacks industries, indicating potential challenges for stock performance [8]

分组1 - Capital One reported quarterly earnings of $3.86 per share, missing the Zacks Consensus Estimate of $4.12 per share, but showing an increase from $3.09 per share a year ago, resulting in an earnings surprise of -6.37% [1] - The company posted revenues of $15.58 billion for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.38%, and showing a significant increase from year-ago revenues of $10.19 billion [2] - Capital One has surpassed consensus EPS estimates three times over the last four quarters, indicating a generally positive trend in earnings performance [2] 分组2 - The stock has underperformed the market, losing about 4.7% since the beginning of the year compared to the S&P 500's gain of 0.4%, raising questions about its future performance [3] - The current consensus EPS estimate for the coming quarter is $4.52 on revenues of $15.2 billion, and for the current fiscal year, it is $20.12 on revenues of $62.77 billion [7] - The Financial - Consumer Loans industry, to which Capital One belongs, is currently in the bottom 35% of the Zacks industries, which may negatively impact the stock's performance [8]