Pathward Financial(CASH) - 2024 Q3 - Earnings Call Presentation

• Decreases in provision from improving data analytics, underwriting and monitoring. All-in Cost of Deposits Cost of Interest Bearing Deposits Quarterly Average Effective Fed Funds Rate 17 Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation . $3.9$ 4.3 $4.5$ 4.9 $4.5 8.31% 8.33% 8.33% 8.43% 8.56% 3Q23 4Q23 1Q24 2Q24 3Q24 LOAN PORTFOLIO 3Q24 yields elevated by continued optimization of the balance sheet.$ 1.8 billion securities portfolio provides cash flow for future commercial finance ...