Heritage Insurance (HRTG) - 2022 Q4 - Earnings Call Transcript

Heritage Insurance Holdings, Inc. (NYSE:HRTG) Q4 2022 Earnings Conference Call March 3, 2023 9:00 AM ET Company Participants Ernie Garateix - Chief Executive Officer Kirk Lusk - Chief Financial Officer Conference Call Participants Paul Newsome - Piper Sandler Mark Hughes - Truist Operator Good day and welcome to the Heritage Insurance Holdings Fourth Quarter 2022 Earnings Conference Call. [Operator Instructions] Please note today’s event is being recorded. I would now like to turn the conference over to Kir ...