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Fathom Realty(FTHM) - 2024 Q3 - Earnings Call Transcript

Financial Data and Key Metrics Changes - Total revenue for Q3 2024 was 83.7million,adecreaseofabout1083.7 million, a decrease of about 10% from 93.5 million in Q3 2023 [14][43] - Adjusted EBITDA for Q3 2024 was a loss of 1.4millioncomparedtoalossof1.4 million compared to a loss of 250,000 in Q3 2023 [14][48] - GAAP net loss for Q3 2024 totaled 8.1millionoralossof8.1 million or a loss of 0.40 per share, compared to a loss of 5.5millionoralossof5.5 million or a loss of 0.34 per share in Q3 2023 [47] Business Line Data and Key Metrics Changes - Real Estate division revenue was approximately 78.6millioninQ32024,down1178.6 million in Q3 2024, down 11% from 88.2 million in Q3 2023, primarily due to a 9% decrease in transaction volume [49] - Mortgage division revenue increased by 52% year-over-year, rising from 1.9millioninQ32023to1.9 million in Q3 2023 to 2.9 million in Q3 2024 [20] - Verus Title generated 1.5millioninrevenueforQ32024,a711.5 million in revenue for Q3 2024, a 71% increase from 834,000 in Q3 2023 [22] Market Data and Key Metrics Changes - Fathom completed approximately 9,331 transactions in Q3 2024, a decrease of approximately 9.5% compared to Q3 2023 [14] - The real estate agent network grew by 9.3% to approximately 2,383 agent licenses as of September 30, 2024, from approximately 11,333 on September 30, 2023 [15] Company Strategy and Development Direction - The acquisition of My Home Group is a strategic move to expand the national footprint and strengthen presence in Arizona's real estate market, expected to add approximately 100millioninannualrevenuesin2025[12][84]Thecompanyaimstoincreaseagentgrowthtoover25100 million in annual revenues in 2025 [12][84] - The company aims to increase agent growth to over 25% annually and expand operations into all 50 states by the end of 2025 [18][60] Management's Comments on Operating Environment and Future Outlook - Management acknowledged challenges in the housing market due to fluctuating mortgage rates and economic pressures but emphasized leveraging these conditions as opportunities for growth [6][7] - The company plans to reassess and potentially reinstate guidance expectations in Q1 2025, allowing time to evaluate the performance of new models and acquisitions [58] Other Important Information - The company reached a nationwide settlement related to the Burnett v. National Association of Realtors, involving payments totaling 2.95 million, which management believes will not impact ongoing operations [35][36] - The company ended Q3 with 13.4 million in cash, positioning it well for future growth initiatives [28][57] Q&A Session Summary Question: Can you provide more details on the My Home Group acquisition? - The introduction to My Home Group was facilitated by a real estate mergers and acquisition company, leading to discussions that revealed a mutual interest in merging [68] Question: What is working in your recruiting efforts? - The company has seen increased interest in its unique revenue share model, which offers two different plans, and is focusing on educating prospective agents [70] Question: Can you discuss the payment structure for the My Home Group acquisition? - The cash component of the acquisition was minimal, with the majority of the purchase price being in stock, reflecting a belief in the long-term value of the combined companies [77][78] Question: What is the expected impact of the My Home Group acquisition on revenue? - The acquisition is expected to add approximately 100 million in revenue for 2025, driven by higher productivity and transaction prices in the Arizona market [84] Question: How will interest rate changes impact future transactions? - Management indicated it is too early to assess the impact of recent interest rate cuts but emphasized a focus on growing transactions and revenue regardless of interest rate fluctuations [89]